1865 Overcup Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1865 Overcup Ave, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,473 sqft Living Area
Lot Size3,484 sqft (0.08 acres)
OccupancyOwner Occupied
Last Sale$337,000 (2022)
Tax Bill$3,966.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-26-31-0637-0001-0510
Alternative APN
  • 263106063700010510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,473 sqft Living Area
Gross Area1,950 sqft Gross Area
1st Floor1,473 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,484 sqft (0.08 acres)
Garage TypeAttached Garage
Garage Area378 sqft Garage
Porch Area99 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1865 OVERCUP AVE
CitySAINT CLOUD
StateFL
Zip34771-4881
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 51
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionOAKTREE POINTE VILLAS
Legal Lot Number51
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-0637-0001-0510

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1865 OVERCUP AVE, SAINT CLOUD, FL 34771-4881
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
May 25, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 03, 2019Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 05, 2022 · Amount on Record
Deed SaleJul 05, 2022 · Amount on Record
Prior SaleJun 03, 2019 · Amount on Record
Deed Doc Number2022103754
Deed Book / Page6245 / 1143
Prior Transfer DateMay 02, 2020
Prior Transfer Doc0062202110
Record RefreshedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 05, 2022
Property Address1865 OVERCUP AVE, SAINT CLOUD, FL 34771-4881
Document Number0062451143
Book / Page6245 / 1143
Map ReferenceMB 26 PG 73&74
Instrument DateJun 22, 2022
Instrument2022103754
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,359.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address967 MARISA LN, 967, KISSIMMEE, FL 34744-8569

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 OVERCUP AVE, SAINT CLOUD, FL 34771-4881

Mortgage

Document Number0062451145
DateJul 05, 2022
Instrument6245/1145
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 25, 2022
Property Address1865 OVERCUP AVE, SAINT CLOUD, FL 34771-4881
Document Number0062202110
Book / Page6220 / 2110
Map ReferenceMB 26 PG 73&74
Instrument DateFeb 05, 2020
Instrument2022082445
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1865 OVERCUP AVE, 1865, SAINT CLOUD, FL 34771-4881

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 OVERCUP AVE, SAINT CLOUD, FL 34771-4881

June 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 03, 2019
Property Address1865 OVERCUP AVE, SAINT CLOUD, FL 34771-4881
Document Number0055332692
Book / Page5533 / 2692
Map ReferenceMB 26 PG 73-74
Instrument DateMay 31, 2019
Instrument2019070764
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,589.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address777 S FLAGLER DR # DR800W, 777, WEST PALM BEACH, FL 33401-6161

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 OVERCUP AVE, SAINT CLOUD, FL 34771-4881

Mortgage

Document Number0055332694
DateJun 03, 2019
Instrument5533/2694
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,966.00 (-7.44%) Homeowner's exemption$264,500 (-4.75%) Land $65,000 Building $199,500$264,500 (-4.75%) Land $65,000 Building $199,500
2024$4,285.00 (+1.01%)
2023$4,242.00 (+54.03%) Homeowner's exemption$277,700 (+42.42%) Land $65,000 Building $212,700$277,700 (+20.32%) Land $65,000 Building $212,700
2022$2,754.00 Homeowner's exemption$194,992$230,800 Land $50,000 Building $180,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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