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1864 Overcup Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1864 Overcup Ave, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,638 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
GarageAttached, 336 sqft
Last Sale$236,200 (2019)
Tax Bill$4,948.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-26-31-0637-0001-0160
Alternative APN
  • 263106063700010160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,638 sqft Living Area
Gross Area2,105 sqft Gross Area
1st Floor1,638 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached Garage
Garage Area336 sqft Garage
Porch Area131 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1864 OVERCUP AVE
CitySAINT CLOUD
StateFL
Zip34771-4880
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 16
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionOAKTREE POINTE VILLAS
Legal Lot Number16
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-0637-0001-0160

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6264 ALLIGATOR LAKE SHR E, SAINT CLOUD, FL 34771-7332
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2024Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LENDING CORP
Nov 26, 2019Correction Deed
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Nov 26, 2019Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Oct 07, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2019 · Amount on Record
Deed SaleOct 07, 2019 · Amount on Record
Deed Doc Number2019129081
Deed Book / Page5601 / 1141
Last Transfer DateNov 21, 2019
Transfer Doc0056300166
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1864 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
Transaction TypeMortgage
Record UpdatedMar 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6264 ALLIGATOR LAKE SHR E, SAINT CLOUD, FL 34771-7332

Mortgage

Document Number0065610005
DateMar 07, 2024
Book Page6561/5
Instrument2024029606
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Address4 SUMMIT PARK DR STE 200, INDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

November 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateNov 26, 2019
Property Address1864 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
Document Number0056300164
Book / Page005630 / 000164
Instrument DateNov 21, 2019
Instrument153733
Record UpdatedDec 19, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6264 ALLIGATOR LAKE SHR E ST CLOUD FL 347717332, ST CLOUD, FL 34771-7332

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 26, 2019
Property Address1864 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
Document Number0056300166
Book / Page005630 / 000166
Instrument DateNov 21, 2019
Instrument153734
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6264 ALLIGATOR LAKE SHR E ST CLOUD FL 347717332, ST CLOUD, FL 34771-7332

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 07, 2019
Property Address1864 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
Document Number0056011141
Book / Page005601 / 001141
Instrument DateOct 02, 2019
Instrument129081
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,653.40
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6264 ALLIGATOR LAKE SHR E ST CLOUD FL 347717332, ST CLOUD, FL 34771-7332

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,954.00 (+0.12%)$276,600 (-4.82%) Land $65,000 Building $211,600$276,600 (-4.82%) Land $65,000 Building $211,600
2024$4,948.00 (+6.11%)
2023$4,663.00 (+13.21%)$290,600 (+20.18%) Land $65,000 Building $225,600$290,600 (+20.18%) Land $65,000 Building $225,600
2022$4,119.00$241,800 Land $50,000 Building $191,800$241,800 Land $50,000 Building $191,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 469 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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