Osceola County property record for 1863 Overcup Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,702 sqft Heated Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,500 (2021) |
| Tax Bill | $4,229.00 (2025) |
| Primary APN | 062631063700010500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,702 sqft Heated Area |
| Gross Area | 2,093 sqft Gross Area |
| 1st Floor | 1,702 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Finished Garage |
| Garage Area | 252 sqft Garage |
| Porch | Open Porch |
| Porch Area | 139 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1863 OVERCUP AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4881 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 50 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | OAKTREE POINTE VILLAS |
| Legal Tract | 637 |
| Legal Lot Number | 50 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631063700010500
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1863 OVERCUP AVE, SAINT CLOUD, FL 34771-4881 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 17, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | Dec 17, 2019 · Amount on Record |
| Deed Doc Number | 2021181687 |
| Deed Book / Page | 6092 / 2637 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 23, 2021 |
| Property Address | 1863 OVERCUP AVE, SAINT CLOUD, FL 34771-4881 |
| Document Number | 0060922637 |
| Book / Page | 6092 / 2637 |
| Map Reference | MB 26 PG 73&74 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021181687 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,103.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1863 OVERCUP AVE, 1863, SAINT CLOUD, FL 34771-4881 |
| Name | Verified Name |
|---|---|
| Address | 1863 OVERCUP AVE, SAINT CLOUD, FL 34771-4881 |
| Document Number | 60922639 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 6092/2639 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 17, 2019 |
| Property Address | 1863 OVERCUP AVE, SAINT CLOUD, FL 34771-4881 |
| Document Number | 0056420637 |
| Book / Page | 005642 / 000637 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 163533 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,675.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1863 OVERCUP AVE ST CLOUD FL 347714881, ST CLOUD, FL 34771-4881 |
| Document Number | 56420639 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 005642/000639 |
| Instrument | 163534 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,229.00 (-6.54%) Homeowner's exemption | $279,200 (-4.84%) Land $65,000 Building $214,200 | $279,200 (-4.84%) Land $65,000 Building $214,200 |
| 2023 | $4,525.00 (+2.77%) Homeowner's exemption | $293,400 (+20.2%) Land $65,000 Building $228,400 | $293,400 (+20.2%) Land $65,000 Building $228,400 |
| 2022 | $4,403.00 | $244,100 Land $50,000 Building $194,100 | $244,100 Land $50,000 Building $194,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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