1876 Overcup Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1876 Overcup Ave, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 2018
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on File
Last Sale	$230,445 (Dec 2018)
Tax Bill	$4,693 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-26-31-0637-0001-0130`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-0637-0001-0130`
Alternative APN	`263106063700010130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,457 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,457 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1876 OVERCUP AVE
City	SAINT CLOUD
State	FL
Zip	34771-4880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 13
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	OAKTREE POINTE VILLAS
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records · APN 06-26-31-0637-0001-0130

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	850 ROSEDALE AVE, SAINT CLOUD, FL 34769-3088
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	2018187320
Deed Book / Page	5453 / 2960
Last Transfer Date	Aug 12, 2025
Transfer Doc	0068342537
Record Updated	Jun 08, 2026

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 26, 2018
Property Address	1876 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
Document Number	0054532960
Book / Page	5453 / 2960
Map Reference	MB 26 PG 73&74
Instrument Date	Dec 06, 2018
Instrument	2018187320
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,613.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 ROSEDALE AVE, SAINT CLOUD, FL 34769-3088

Mortgage

Document Number	2018187321
Date	Dec 26, 2018
Instrument	2018187321

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,693.00 (-2.78%)	$262,000 (-4.69%) Land $65,000 Building $197,000	$262,000 (-4.69%) Land $65,000 Building $197,000
2024	$4,827.00 (+6.25%)
2023	$4,543.00 (+13.12%)	$274,900 (+20.25%) Land $65,000 Building $209,900	$274,900 (+20.25%) Land $65,000 Building $209,900
2022	$4,016.00	$228,600 Land $50,000 Building $178,600	$228,600 Land $50,000 Building $178,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 469 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.