187 Saddlebow Rd, Bell Canyon (West Hills), CA 91307 Property Records

Ventura County property record for 187 Saddlebow Rd, Bell Canyon, CA 91307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,169 sqft · built 1978
Lot Size	1 acre (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$1,325,000 (Sep 2025)
Tax Bill	$15,023 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`850-0-011-035`

Property Details

APN / Parcel Number

Primary APN	`850-0-011-035`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,169 sqft Living Area
1st Floor Area	3,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	43,560 sqft
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	153 sqft

Location & Zoning

Street Address	187 SADDLEBOW RD
City	BELL CANYON
State	CA
Zip	91307-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	TRACT: 200805 LOT: 638 REF: 051MR 066
Legal Subdivision	TRACT NO 2008 5
Legal Tract	200805
Legal Block	11
Legal Lot Number	638
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1029
Census Tract	7511

Owner

187 Saddlebow Rd is owned by a company that bought it in September 2025.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Company Names on File
Mailing Address	1 HORSESHOE RD, BELL CANYON, CA 91307-1022
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 13, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Document Number	202563921
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000129953
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	187 SADDLEBOW RD, BELL CANYON, CA 91307-1039
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SADDLEBOW RD, BELL CANYON, CA 91307-1039

Mortgage

Document Number	0000049557
Date	Jul 25, 2023
Instrument	2023000049557

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jul 8, 2021
Property Address	187 SADDLEBOW RD, BELL CANYON, CA 91307-1039
Document Number	0000129953
Map Reference	MB 51 PG 66-75
Instrument Date	Jun 17, 2021
Instrument	20210708-00129953
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	187 SADDLEBOW RD, BELL CANYON, CA 91307-1039

Mortgage

Document Number	0000129954
Date	Jul 8, 2021
Instrument	20210708-00129954

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	187 SADDLEBOW RD, BELL CANYON, CA 91307-1039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027277
Date	Mar 13, 2019
Instrument	20190313-00027277

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 13, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 187 Saddlebow Rd was $15,023, up 5% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Las Virgenes Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,325,000 (-2.67%) Land $860,000 Building $465,000
2025	$15,023.00 (+5.04%) Homeowner's exemption	$1,361,361 Land $884,887 Building $476,474
2024	$14,302.00 (+2.7%)
2023	$13,926.00 Homeowner's exemption	$1,308,499 Land $850,526 Building $457,973
2022	$13,926.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 187 Saddlebow Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1983–2021)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Saddlebow Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 17 - BELL CANYON serves 1,946 people · EPA ID CA5610003
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2024
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddlebow Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures