Pasco County property record for 18403 Fish Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,470 sqft · built 2010 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Aug 2022) |
| Tax Bill | $5,327 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-25-18-0010-02000-0140 |
| Primary APN | 21-25-18-0010-02000-0140 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 2,890 sqft |
| 1st Floor Area | 1,112 sqft |
| Upper Floors Area | 1,330 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 597 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 18403 FISH LOOP |
|---|---|
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-6118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | ASBEL ESTATES PHASE 3 PB 59 PG 039 BLOCK 20 LOT 14 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | ASBEL ESTATES |
| Legal Tract | 10 |
| Legal Block | 20 |
| Legal Lot Number | 14 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 31903 |
Source: Pasco County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18403 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2022 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Nov 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on File |
| Deed Sale | Aug 2, 2022 · Amount on File |
| Prior Sale | Jun 15, 2010 · Amount on File |
| Deed Document Number | 2022170782 |
| Deed Book / Page | 10664 / 3931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 2, 2022 |
| Property Address | 18403 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Document Number | 0106643931 |
| Book / Page | 10664 / 3931 |
| Map Reference | MB 59 PG 39-52 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022170782 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1232 DEBUEL RD, 1232, LUTZ, FL 33549-5402 |
| Name | Verified Name |
|---|---|
| Address | 18403 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Document Number | 0106643933 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 10664/3933 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18403 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18403 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Document Number | 0102103368 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 10210/3368 |
| Instrument | 2020187543 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,725 (-0.21%) Land $60,879 Building $279,846 | $340,725 (-0.21%) Land $60,879 Building $279,846 | |
| 2025 | $5,327.00 (+6.52%) Homeowner's exemption | $341,430 (-7.8%) Land $60,879 Building $280,551 | $341,430 (-7.8%) Land $60,879 Building $280,551 |
| 2024 | $5,001.00 (-2.86%) | ||
| 2023 | $5,148.00 (+112.9%) Additional exemption filed | $370,315 (+89.12%) Land $47,469 Building $322,846 | $370,315 (+17.71%) Land $47,469 Building $322,846 |
| 2022 | $2,418.00 | $195,810 Land $39,774 Building $156,036 | $314,599 Land $39,774 Building $274,825 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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