Pasco County property record for 18407 Fish Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,213 sqft · built 2010 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Apr 2019) |
| Tax Bill | $3,609 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-25-18-0010-02000-0150 |
| Primary APN | 21-25-18-0010-02000-0150 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,213 sqft Living Area |
| Gross Area | 2,633 sqft |
| 1st Floor Area | 967 sqft |
| Upper Floors Area | 1,246 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 599 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 18407 FISH LOOP |
|---|---|
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-6118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | ASBEL ESTATES PHASE 3 PB 59 PG 039 BLOCK 20 LOT 15 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | ASBEL ESTATES |
| Legal Tract | 10 |
| Legal Block | 20 |
| Legal Lot Number | 15 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 31903 |
18407 Fish Loop is owned and occupied by two individuals who acquired it in October 2024.
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18407 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on File |
| Deed Sale | Apr 25, 2019 · Amount on File |
| Prior Sale | Jun 19, 2014 · Amount on File |
| Deed Document Number | 201969833 |
| Deed Book / Page | 9895 / 1207 |
| Last Transfer Date | Oct 25, 2024 |
| Transfer Doc | 0111033941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18407 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18407 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Document Number | 0104131429 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 10413/1429 |
| Instrument | 2021170120 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 18407 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Document Number | 0098951207 |
| Book / Page | 9895 / 1207 |
| Map Reference | MB 59 PG 39-52 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 2019069833 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | AMERICAN PATRIOT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8406 AUBURN RISE CT, 8406, LAND O LAKES, FL 34638-2704 |
| Name | Verified Name |
|---|---|
| Address | 18407 FISH LOOP, LAND O LAKES, FL 34638-6118 |
| Document Number | 2019069834 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 2019069834 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 18407 Fish Loop was $3,609, up 15.2% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,200 (+2.9%) | $319,239 (-0.2%) Land $60,879 Building $258,360 | |
| 2025 | $3,609.00 (+15.19%) | $239,270 Land $60,879 Building $178,391 | $319,893 Land $60,879 Building $259,014 |
| 2024 | $3,133.00 (+3.88%) | ||
| 2023 | $3,016.00 (+9.95%) Additional exemption filed | $225,760 (+3%) Land $47,469 Building $178,291 | $345,517 (+17.72%) Land $47,469 Building $298,048 |
| 2022 | $2,743.00 Homeowner's exemption | $219,190 Land $39,774 Building $179,416 | $293,515 Land $39,774 Building $253,741 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18407 Fish Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18407 Fish Loop is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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