18350 Fish Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 18350 Fish Loop, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,553 sqft · built 2009
Lot Size0.139 acres (6,050 sqft)
Owner2 Individual Names on File
Last Sale$170,990 (Dec 2009)
Tax Bill$1,831 (2025)
Deeds & MortgagesSep 2023 Mortgage
May 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN21-25-18-0010-02100-0150

Property Details

APN / Parcel Number

Primary APN21-25-18-0010-02100-0150
Alternative APNs
  • 1825210010021000150
  • 0922913

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,553 sqft Living Area
Gross Area1,952 sqft
1st Floor Area1,553 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,050 sqft (0.139 acres)
Garage TypeAttached
Garage Area399 sqft
DrivewayConcrete Driveway
Driveway Area542 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address18350 FISH LOOP
CityLAND O LAKES
StateFL
Zip34638-6117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionASBEL ESTATES PHASE 3 PB 59 PG 039 BLOCK 21 LOT 15
Legal Range18E
Legal Township25S
Legal Section21
Legal SubdivisionASBEL ESTATES
Legal Tract10
Legal Block21
Legal Lot Number15
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1000
Census Tract31903

Owner

18350 Fish Loop is owned and occupied by two individuals who acquired it in August 2023.

Source: Pasco County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address18350 FISH LOOP, LAND O LAKES, FL 34638-6117
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 2, 2022Deed of Trust, Mortgage · Line of Credit
TAMPA BAY FCU
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 9, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2009 · Amount on File
Deed SaleDec 1, 2009 · Amount on File
Deed Document Number2009171279
Deed Book / Page8222 / 1787
Last Transfer DateAug 9, 2023
Transfer Doc0108803904
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPASCO FL
Recording DateSep 6, 2023
Property Address18350 FISH LOOP, LAND O LAKES, FL 34638-6117
Document Number0108803904
Book / Page10880 / 3904
Map ReferenceMB 59 PG 39-52
Instrument DateAug 9, 2023
Instrument2023158259
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address18350 FISH LOOP, LAND O LAKES, FL 34638-6117

Transferred To (Grantee/Buyer)

NameVerified Name
Address18350 FISH LOOP, LAND O LAKES, FL 34638-6117

Mortgage

Document Number0108803907
DateSep 6, 2023
Instrument10880/3907
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address18350 FISH LOOP, LAND O LAKES, FL 34638-6117
Transaction TypeMortgage
Record UpdatedJun 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address18350 FISH LOOP, LAND O LAKES, FL 34638-6117

Mortgage

Document Number0106040189
DateMay 2, 2022
Book Page10604/189
Instrument2022097124
Lender
NameTAMPA BAY FCU
TypeCredit Union
AddressTAMPA, FL 33603
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 1, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address18350 FISH LOOP, LAND O LAKES, FL 34638-6117
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102301952
DateDec 8, 2020
Book Page10230/1952
Instrument2020207054
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueNov 1, 2040

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address18350 FISH LOOP, LAND O LAKES, FL 34638-6117
Document Number0100501595
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18350 FISH LOOP LAND O LAKES FL 346386117, LAND O LAKES, FL 34638-6117

Mortgage

Document Number0100501595
DateFeb 10, 2020
Book Page010050/001595
Instrument22263
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueFeb 9, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address18350 FISH LOOP, LAND O LAKES, FL 34638-6117
Document Number0095570345
Book / Page009557 / 000345
Instrument DateJun 9, 2017
Transaction TypeMortgage
Record UpdatedJul 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18350 FISH LOOP LAND O LAKES FL 346386117, LAND O LAKES, FL 34638-6117

Mortgage

Document Number0095570345
DateJun 15, 2017
Book Page009557/000345
Instrument92815
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18350 Fish Loop was $1,831, up 13.7% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,440 (+2.9%)$264,448 (-0.28%) Land $62,814 Building $201,634
2025$1,831.00 (+13.66%)$133,570 Land $62,814 Building $70,756$265,194 Land $62,814 Building $202,380
2024$1,611.00 (+4.27%)
2023$1,545.00 (+10.52%) Additional exemption filed$126,030 (+3%) Land $48,954 Building $77,076$281,616 (+17.72%) Land $48,954 Building $232,662
2022$1,398.00 Homeowner's exemption$122,360 Land $40,989 Building $81,371$239,228 Land $40,989 Building $198,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18350 Fish Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18350 Fish Loop is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Fish Loop

Nearby Streets

Search Property Records by Address or Parcel Number