18339 Fish Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 18339 Fish Loop, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,733 sqft · built 2010
Lot Size0.181 acres (7,889 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Oct 2025)
Tax Bill$3,311 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-25-18-0010-02000-0110

Property Details

APN / Parcel Number

Primary APN21-25-18-0010-02000-0110
Alternative APN
  • 0922801

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,733 sqft Living Area
Gross Area2,261 sqft
1st Floor Area1,733 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,889 sqft (0.181 acres)
Garage Area378 sqft
DrivewayDriveway
Driveway Area548 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area150 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0922801
Street Address18339 FISH LOOP
CityLAND O LAKES
StateFL
Zip34638-6116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionASBEL ESTATES PHASE 3 PB 59 PG 039 BLOCK 20 LOT 11
Legal Range18E
Legal Township25S
Legal Section21
Legal SubdivisionASBEL ESTATES
Legal Phase3
Legal Tract10
Legal Block20
Legal Lot Number11
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1003
Census Tract31903

Owner

18339 Fish Loop is owned and occupied by an individual who bought it in October 2025.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address18339 FISH LOOP, LAND O LAKES, FL 34638-6116
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Feb 25, 2020Warranty Deed, Transfer · FHA Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2025 · Amount on File
Deed SaleOct 20, 2025 · Amount on File
Prior SaleFeb 25, 2020 · Amount on File
Deed Document Number2025198428
Deed Book / Page11300 / 3624
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateOct 20, 2025
Property Address18339 FISH LOOP, LAND O LAKES, FL 34638-6116
Document Number0113003624
Book / Page11300 / 3624
Map ReferenceMB 59 PG 39
Instrument DateOct 14, 2025
Instrument2025198428
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyKEYSTONE TITLE, KEYSTONE TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4604 PLAYER CT, TAMPA, FL 33624-4517

Transferred To (Grantee/Buyer)

NameVerified Name
Address18339 FISH LOOP, LAND O LAKES, FL 34638-6116

Mortgage

Document Number0113003627
DateOct 20, 2025
Instrument11300/3627
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateFeb 25, 2020
Property Address18339 FISH LOOP, LAND O LAKES, FL 34638-6116
Document Number0100582879
Book / Page010058 / 002879
Instrument DateFeb 20, 2020
Instrument32521
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyPASCO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18339 FISH LOOP LAND O LAKES FL 346386116, LAND O LAKES, FL 34638-6116

Mortgage

Document Number100582881
DateFeb 25, 2020
Book Page010058/002881
Instrument32522
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18339 Fish Loop was $3,311 with a homeowner's exemption, up 15% from the year before.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,311.00 (+15.05%) Homeowner's exemption$221,540 (+2.9%) Land $62,313 Building $159,227$285,733 (-4.55%) Land $62,313 Building $223,420
2024$2,878.00 (+3.94%) Homeowner's exemption$215,300 (+3%) Land $62,313 Building $152,987$299,338 (-2.15%) Land $62,313 Building $237,025
2023$2,769.00 (+10.01%) Additional exemption filed$209,030 (+3%) Land $48,903 Building $160,127$305,923 (+17.6%) Land $48,903 Building $257,020
2022$2,517.00 Homeowner's exemption$202,950 Land $41,208 Building $161,742$260,144 Land $41,208 Building $218,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18339 Fish Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18339 Fish Loop is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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