18351 Fish Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 18351 Fish Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,900 sqft · built 2010
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,723 (Jul 2010)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-25-18-0010-02000-0130`

Property Details

APN / Parcel Number

Primary APN	`21-25-18-0010-02000-0130`
Alternative APNs	`1825210010020000130` `0922803`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,900 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,050 sqft (0.139 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	579 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	18351 FISH LOOP
City	LAND O LAKES
State	FL
Zip	34638-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	ASBEL ESTATES PHASE 3 PB 59 PG 039 BLOCK 20 LOT 13 OR 8380 PG 286
Legal Range	18E
Legal Township	25S
Legal Section	21
Legal Subdivision	ASBEL ESTATES
Legal Tract	10
Legal Block	20
Legal Lot Number	13
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1003
Census Tract	31903

Owner

Source: Pasco County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18351 FISH LOOP, LAND O LAKES, FL 34638-6116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2010 · Amount on Record
Deed Sale	Jul 21, 2010 · Amount on Record
Deed Document Number	2010104003
Deed Book / Page	8380 / 286
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Recording Date	Sep 25, 2026
Property Address	18351 FISH LOOP, LAND O LAKES, FL 34638-6116
Document Number	0000181318
Book / Page	11500 / 2866
Instrument Date	Sep 18, 2026
Instrument	2026181318
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18351 FISH LOOP, LAND O LAKES, FL 34638-6116

Mortgage

Document Number	0000181318,
Date	Sep 25, 2026
Book Page	11500/2866
Instrument	2026181318

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,630 (+2.9%)	$292,567 (-0.2%) Land $60,879 Building $231,688
2025	$2,652.00 (+19.24%) Homeowner's exemption	$182,350 (+5.98%) Land $60,879 Building $121,471	$293,157 (-6.86%) Land $60,879 Building $232,278
2023	$2,224.00 (+10.15%) Additional exemption filed	$172,060 (+3%) Land $47,469 Building $124,591	$314,736 (+17.73%) Land $47,469 Building $267,267
2022	$2,019.00 Homeowner's exemption	$167,050 Land $39,774 Building $127,276	$267,337 Land $39,774 Building $227,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20