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18400 Fish Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 18400 Fish Loop, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,390 sqft · built 2007
Lot Size0.138 acres (6,050 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Jul 2018)
Tax Bill$4,341 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-25-18-0010-02100-0140

Property Details

APN / Parcel Number

Primary APN21-25-18-0010-02100-0140
Alternative APN
  • 0922912

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,390 sqft Living Area
Gross Area3,970 sqft
1st Floor Area1,540 sqft
Upper Floors Area1,850 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,050 sqft (0.138 acres)
Garage Area420 sqft
DrivewayDriveway
Driveway Area572 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0922912
Street Address18400 FISH LOOP
CityLAND O LAKES
StateFL
Zip34638-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionASBEL ESTATES PHASE 3 PB 59 PG 039 BLOCK 21 LOT 14 OR 9760 PG 2635
Legal Range18E
Legal Township25S
Legal Section21
Legal SubdivisionASBEL ESTATES
Legal Phase3
Legal Tract10
Legal Block21
Legal Lot Number14
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1000
Census Tract31903

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address18400 FISH LOOP, LAND O LAKES, FL 34638-6119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2018 · Amount on Record
Deed SaleJul 23, 2018 · Amount on Record
Prior SaleMar 2, 2010 · Amount on Record
Deed Document Number2018123421
Deed Book / Page9760 / 2635
Record UpdatedJun 8, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 23, 2018
Property Address18400 FISH LOOP, LAND O LAKES, FL 34638-6119
Document Number0097602635
Book / Page9760 / 2635
Map ReferenceMB 59 PG 39
Instrument DateJul 13, 2018
Instrument2018123421
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2563 SIERRA BERMEJA DR, 2563, SIERRA VISTA, AZ 85650-4288

Transferred To (Grantee/Buyer)

NameVerified Name
Address18400 FISH LOOP, LAND O LAKES, FL 34638-6119

Mortgage

Document Number2018123422
DateJul 23, 2018
Instrument2018123422
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2033

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,341.00 (+19.85%) Homeowner's exemption$282,810 (+5.98%) Land $62,814 Building $219,996$442,384 (-8.38%) Land $62,814 Building $379,570
2023$3,622.00 (+9.89%) Additional exemption filed$266,840 (+3%) Land $48,954 Building $217,886$482,853 (+17.73%) Land $48,954 Building $433,899
2022$3,296.00 Homeowner's exemption$259,070 Land $40,989 Building $218,081$410,124 Land $40,989 Building $369,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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