1840 Eastgate Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 1840 Eastgate Loop, Ferndale, WA 98248

Property Summary

Property Type	Quadplex
Details	5,616 sqft · built 2020
Lot Size	0.195 acres (8,503 sqft)
Owner	Individual Name on Record
Last Sale	$1,051,000 (Aug 2020)
Tax Bill	$10,508 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`572916`

Property Details

APN / Parcel Number

Primary APN	`572916`
Alternative APNs	`390217 335089 0000` `186726`

Interior

Building Area	5,616 sqft Living Area
1st Floor Area	2,752 sqft
2nd Floor Area	2,864 sqft

Exterior

Year Built	Built 2020
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	8,503 sqft (0.195 acres)
Garage Type	Built-in
Garage Area	2,544 sqft
Parking Spaces	9 Parking Spaces
Deck Area	288 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	572916
Street Address	1840 EASTGATE LOOP
City	FERNDALE
State	WA
Zip	98248-8650
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	MCD
Legal Description	EAST GATE LOT 10
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	EAST GATE
Legal Lot Number	10
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10505

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1009 GLENNING ST, LYNDEN, WA 98264-1348
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Sep 8, 2020	Loan Modification, Mortgage CHICAGO TITLE BELLINGHAM
Aug 31, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Aug 31, 2020	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	2020-0804967
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1840 EASTGATE LOOP, FERNDALE, WA 98248-8650
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210504737
Date	May 28, 2021
Instrument	2021-0504737

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	1840 EASTGATE LOOP, FERNDALE, WA 98248-8650
Document Number	2200902231
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7190 WISER REACH LN LYNDEN WA 982649821, LYNDEN, WA 98264-9821

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 31, 2020
Property Address	1840 EASTGATE LOOP, FERNDALE, WA 98248-8650
Document Number	2200804967
Instrument Date	Aug 27, 2020
Instrument	804967
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17,813.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1840 EASTGATE LOOP FERNDALE WA 982488650, FERNDALE, WA 98248-8650

Mortgage

Document Number	2200804968
Date	Aug 31, 2020
Instrument	804968

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	1525 S BELT LINE RD, COPPELL, TX 75019-4913

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 31, 2020
Property Address	1840 EASTGATE LOOP, FERNDALE, WA 98248-8650
Document Number	2200804967
Instrument Date	Aug 27, 2020
Instrument	804967
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17,813.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1840 EASTGATE LOOP FERNDALE WA 982488650, FERNDALE, WA 98248-8650

Mortgage

Document Number	2200804968
Date	Aug 31, 2020
Instrument	804968

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	1525 S BELT LINE RD, COPPELL, TX 75019-4913

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,508.00 (+65.87%)	$1,402,625 (+23.38%) Land $264,810 Building $1,137,815	$1,402,625 (+23.38%) Land $264,810 Building $1,137,815
2022		$1,136,825 Land $224,712 Building $912,113	$1,136,825 Land $224,712 Building $912,113
2021	$6,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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