1844 Eastgate Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 1844 Eastgate Loop, Ferndale, WA 98248

Property Summary

Property Type	Duplex
Details	2,832 sqft · built 2020
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Oct 2020)
Tax Bill	$5,306 (2025)
Deeds & Mortgages	Oct 2020 Sale Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`569456`

Property Details

APN / Parcel Number

Primary APN	`569456`
Alternative APNs	`390217 325089 0000` `186727`

Interior

Stories	2 Stories
Building Area	2,832 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,432 sqft

Exterior

Year Built	Built 2020
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Built-in
Garage Area	1,272 sqft
Parking Spaces	5 Parking Spaces
Deck Area	144 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	569456
Street Address	1844 EASTGATE LOOP
City	FERNDALE
State	WA
Zip	98248-8636
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MCD
Legal Description	EAST GATE LOT 11
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	EAST GATE
Legal Lot Number	11
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10505

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 MT BAKER HWY, BELLINGHAM, WA 98226-7913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer WHATCOM LAND TITLE
Oct 2, 2020	Loan Modification, Mortgage CHICAGO TITLE BELLINGHAM
Sep 8, 2020	Warranty Deed, Subdivision Related Transfer CHICAGO TITLE BELLINGHAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	2020-1003955
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 21, 2020
Property Address	1844 EASTGATE LOOP, FERNDALE, WA 98248-8636
Document Number	2201003955
Instrument Date	Oct 13, 2020
Instrument	1003955
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$12,010.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4983 NOON RD BELLINGHAM WA 982267929, BELLINGHAM, WA 98226-7929

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	1844 EASTGATE LOOP, FERNDALE, WA 98248-8636
Document Number	2201001832
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7190 WISER REACH LN LYNDEN WA 982649821, LYNDEN, WA 98264-9821

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 8, 2020
Property Address	1844 EASTGATE LOOP, FERNDALE, WA 98248-8636
Document Number	2200900982
Instrument Date	Sep 3, 2020
Instrument	900982
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Tax	$8,918.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4206 PADDEN HILLS CT BELLINGHAM WA 982293377, BELLINGHAM, WA 98229-3377

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,306.00 (+58.67%)	$708,309 (+11.43%) Land $224,070 Building $484,239	$708,309 (+11.43%) Land $224,070 Building $484,239
2022		$635,656 Land $187,260 Building $448,396	$635,656 Land $187,260 Building $448,396
2021	$3,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon, Ziply Fiber.

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