1837 Eastgate Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 1837 Eastgate Loop, Ferndale, WA 98248

Property Summary

Property Type	Duplex
Details	2,832 sqft · built 2020
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on File
Last Sale	$825,000 (Oct 2025)
Tax Bill	$5,293 (2025)
Deeds & Mortgages	Oct 2025 Sale Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390217-344095-0000`

Property Details

APN / Parcel Number

Primary APN	`390217-344095-0000`
Alternative APNs	`186722` `547001` `620625`

Interior

Stories	2 Stories
Building Area	2,832 sqft Living Area
Gross Area	4,104 sqft
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	1,272 sqft
Parking Spaces	5 Parking Spaces
Deck Area	144 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	186722
Street Address	1837 EASTGATE LOOP
City	FERNDALE
State	WA
Zip	98248-8636
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MCD
Legal Description	EAST GATE LOT 6
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	EAST GATE
Legal Block	1
Legal Lot Number	6
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10505

Owner

1837 Eastgate Loop, a duplex, is owned by a company that bought it in October 2025.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	2 Company Names on File
Mailing Address	6137 EVERGREEN WAY, FERNDALE, WA 98248-9686
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 27, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 29, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	20251705
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	0000004853
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 22, 2025
Property Address	1837 EASTGATE LOOP, FERNDALE, WA 98248-8636
Document Number	0001001705
Map Reference	AF 2019-0903375
Instrument Date	Oct 21, 2025
Instrument	2025-1001705
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$13,745.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6137 EVERGREEN WAY, FERNDALE, WA 98248-9686

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 27, 2021
Property Address	1837 EASTGATE LOOP, FERNDALE, WA 98248-8636
Document Number	0000404853
Map Reference	AF 2019-0903375
Instrument Date	Apr 5, 2021
Instrument	2021-0404853
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 36TH ST, 900, BELLINGHAM, WA 98229-3159

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 29, 2020
Property Address	1837 EASTGATE LOOP, FERNDALE, WA 98248-8636
Document Number	2201005325
Instrument Date	Oct 15, 2020
Instrument	1005325
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,967.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1837 EASTGATE LOOP FERNDALE WA 982488636, FERNDALE, WA 98248-8636

Mortgage

Document Number	2201005326
Date	Oct 29, 2020
Instrument	1005326

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1837 Eastgate Loop was $5,293, up 1.8% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,293.00 (+1.77%)	$708,309 (+2.02%) Land $224,070 Building $484,239	$708,309 (+2.02%) Land $224,070 Building $484,239
2024	$5,201.00	$694,298 Land $231,000 Building $463,298	$694,298 Land $231,000 Building $463,298
2022		$635,656 Land $187,260 Building $448,396	$635,656 Land $187,260 Building $448,396
2021	$3,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1837 Eastgate Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1837 Eastgate Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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