1825 Eastgate Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 1825 Eastgate Loop, Ferndale, WA 98248

Property Summary

Property Type	Quadplex
Details	5,616 sqft · built 2020
Lot Size	0.24 acres (10,485 sqft)
Owner	Individual Name on File
Last Sale	$1,525,000 (Jan 2026)
Tax Bill	$10,508 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`588374`

Property Details

APN / Parcel Number

Primary APN	`588374`
Alternative APNs	`390217 355080 0000` `186733`

Interior

Building Area	5,616 sqft Living Area
1st Floor Area	2,752 sqft
2nd Floor Area	2,864 sqft

Exterior

Year Built	Built 2020
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	10,485 sqft (0.24 acres)
Garage Type	Built-in
Garage Area	2,544 sqft
Parking Spaces	9 Parking Spaces
Deck Area	288 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	588374
Street Address	1825 EASTGATE LOOP
City	FERNDALE
State	WA
Zip	98248-8646
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	MCD
Legal Description	EAST GATE LOT 17
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	EAST GATE
Legal Lot Number	17
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10505

Owner

1825 Eastgate Loop, a quadplex, is owned by an individual who bought it in January 2026.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3139 GREENWOOD AVE, BELLINGHAM, WA 98225-1425
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage READY CAPITAL CORP
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 21, 2022	Warranty Deed, Transfer
Oct 30, 2020	Warranty Deed, Transfer UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Jan 21, 2022
Deed Document Number	2026-0102226
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1825 EASTGATE LOOP, FERNDALE, WA 98248-8646
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000900498
Date	Sep 8, 2023
Instrument	2023-0900498

Lender

Name	READY CAPITAL CORP
Type	Funding / Finance Company
Address	BERKELEY HEIGHTS, NJ 07922

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 7, 2033

Interest

Index	COF

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 30, 2026
Property Address	1825 EASTGATE LOOP, FERNDALE, WA 98248-8646
Document Number	0000102226
Map Reference	AF 2019-0903375
Instrument Date	Jan 28, 2026
Instrument	2026-0102226
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3139 GREENWOOD AVE, BELLINGHAM, WA 98225-1425

Mortgage

Document Number	0000102227
Date	Jan 30, 2026
Instrument	2026-0102227

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 21, 2022
Property Address	1825 EASTGATE LOOP, FERNDALE, WA 98248-8646
Document Number	0000102448
Map Reference	AF 2019-0903375
Instrument Date	Jan 19, 2022
Instrument	2022-0102448
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 30, 2020
Property Address	1825 EASTGATE LOOP, FERNDALE, WA 98248-8646
Document Number	2201005795
Instrument Date	Oct 26, 2020
Instrument	1005795
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6595 NORTHWEST DR FERNDALE WA 982489456, FERNDALE, WA 98248-9456

Mortgage

Document Number	2201005796
Date	Oct 30, 2020
Instrument	1005796

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1825 Eastgate Loop was $10,508, up 3% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,508.00 (+3.02%)	$1,402,625 (+3.01%) Land $264,810 Building $1,137,815	$1,402,625 (+3.01%) Land $264,810 Building $1,137,815
2024	$10,200.00	$1,361,610 Land $273,000 Building $1,088,610	$1,361,610 Land $273,000 Building $1,088,610
2022		$1,136,825 Land $224,712 Building $912,113	$1,136,825 Land $224,712 Building $912,113
2021	$5,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1825 Eastgate Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1825 Eastgate Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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