1829 EASTGATE LOOP 104, 104, FERNDALE, WA 98248-8640
Mortgage
Document Number
0000300062
Date
Mar 1, 2022
Instrument
2022-0300062
Lender
Name
PEOPLES BANK
Type
Bank
Address
FERNDALE, WA 98248
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
July 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
WHATCOM WA
Property Address
1829 EASTGATE LOOP, FERNDALE, WA 98248-8640
Transaction Type
Mortgage
Record Updated
Jul 15, 2021
Title Company
WHATCOM LAND TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
20210700981
Date
Jul 8, 2021
Instrument
2021-0700981
Lender
Name
CANOPY MORTGAGE LLC
Type
Mortgage Company
Address
LINDON, UT 84042
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2051
July 2020: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
WHATCOM WA
Property Address
1829 EASTGATE LOOP, FERNDALE, WA 98248-8640
Document Number
2200704247
Instrument Date
Jul 24, 2020
Transaction Type
Mortgage
Record Updated
Aug 4, 2020
Title Company
CHICAGO TITLE BELLINGHAM
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
7190 WISER REACH LN LYNDEN WA 982649821, LYNDEN, WA 98264-9821
July 2020: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
WHATCOM WA
Recording Date
Jul 15, 2020
Property Address
1829 EASTGATE LOOP, FERNDALE, WA 98248-8640
Document Number
2200702256
Instrument Date
Jul 8, 2020
Instrument
702256
Transaction Type
Subdivision Related Transfer
Record Updated
Aug 24, 2020
Title Company
CHICAGO TITLE BELLINGHAM
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$16,535.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Married Couple
Address
490 S STATE ST #J BELLINGHAM WA 982256135, J, BELLINGHAM, WA 98225-6135
Mortgage
Document Number
2200702257
Date
Jul 15, 2020
Instrument
702257
Lender
Name
PEOPLES BK
Type
Bank
Address
BELLINGHAM, WA 98226
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jul 14, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 1829 Eastgate Loop was $10,472.
Source: Whatcom County assessment roll, as of December 30, 2025
Property Jurisdictions
Type
Name
State
Washington
County
Whatcom County
Municipality
Ferndale City
Unified School District
Ferndale School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$10,472.00
$1,402,892Land $264,810Building $1,138,082
$1,402,892Land $264,810Building $1,138,082
2022
$1,137,045Land $224,712Building $912,333
$1,137,045Land $224,712Building $912,333
2021
$9,444.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1829 Eastgate Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
4 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1829 Eastgate Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood
0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source
Groundwater
Last State Inspection
May 2025
Lead
6 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
300 / 20
May also be available: Astound Broadband, Ziply Fiber.