1848 Eastgate Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 1848 Eastgate Loop, Ferndale, WA 98248

Property Summary

Property Type	Quadplex
Details	5,616 sqft · built 2020
Lot Size	0.23 acres (10,023 sqft)
Owner	Trust Name on File
Last Sale	$1,546,000 (Oct 2025)
Tax Bill	$10,508 (2025)
Deeds & Mortgages	Oct 2025 Sale Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`569924`

Property Details

APN / Parcel Number

Primary APN	`569924`
Alternative APNs	`390217 315089 0000` `186728`

Interior

Building Area	5,616 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	10,023 sqft (0.23 acres)
Garage Type	Built-in
Garage Area	2,544 sqft
Parking Spaces	9 Parking Spaces
Deck Area	288 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	186728
Street Address	1848 EASTGATE LOOP
City	FERNDALE
State	WA
Zip	98248-8651
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	MCD
Legal Description	EAST GATE LOT 12
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	EAST GATE
Legal Lot Number	12
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10505

Owner

1848 Eastgate Loop, a quadplex, is held in a trust since October 2025.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	6137 EVERGREEN WAY, FERNDALE, WA 98248-9686
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
May 21, 2020	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	May 21, 2020 · Amount on File
Deed Document Number	2025-1000090
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 1, 2025
Property Address	1848 EASTGATE LOOP, FERNDALE, WA 98248-8651
Document Number	0001000090
Map Reference	AF 2019-0903375
Instrument Date	Sep 26, 2025
Instrument	2025-1000090
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$26,887.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6137 EVERGREEN WAY, FERNDALE, WA 98248-9686

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1848 EASTGATE LOOP, FERNDALE, WA 98248-8651
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000604442
Date	Jun 25, 2021
Instrument	2021-0604442

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1848 EASTGATE LOOP, FERNDALE, WA 98248-8651
Document Number	2200704729
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7190 WISER REACH LN LYNDEN WA 982649821, LYNDEN, WA 98264-9821

Mortgage

Document Number	2200704729
Date	Jul 29, 2020
Instrument	704729

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 21, 2020
Property Address	1848 EASTGATE LOOP, FERNDALE, WA 98248-8651
Document Number	2200502503
Instrument Date	May 20, 2020
Instrument	502503
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Tax	$3,285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7190 WISER REACH LN LYNDEN WA 982649821, LYNDEN, WA 98264-9821

Tax Assessment & Valuation

The 2025 property tax bill for 1848 Eastgate Loop was $10,508, up 3% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,508.00 (+3.02%)	$1,402,625 (+3.01%) Land $264,810 Building $1,137,815	$1,402,625 (+3.01%) Land $264,810 Building $1,137,815
2024	$10,200.00	$1,361,610 Land $273,000 Building $1,088,610	$1,361,610 Land $273,000 Building $1,088,610
2022		$1,136,825 Land $224,712 Building $912,113	$1,136,825 Land $224,712 Building $912,113
2021	$1,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1848 Eastgate Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1848 Eastgate Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon, Ziply Fiber.

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