1840 E FM 1188, Bluff Dale, TX 76433 Property Records

Erath County property record for 1840 E FM 1188, Bluff Dale, TX 76433

Property Summary

Property Type	Rural Home
Details	1,780 sqft · built 2000
Lot Size	3.2 acres (139,653 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,192 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`R000066291`

Property Details

APN / Parcel Number

Primary APN	`R000066291`
Alternative APN	`R.0513.01272.00.0`

Interior

Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	139,653 sqft (3.2 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	482 sqft
Patio Area	168 sqft

Location & Zoning

Account Number	R.0513.01272.00.0
Street Address	1840 E FM 1188
City	BLUFF DALE
State	TX
Zip	76433-2517
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0513 MCLENNAN JOHN; & HOUSE
Legal Subdivision	JOHN MCLENNAN SURVEY ABSTRACT NO 513
Legal Tract	5
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1028
Census Tract	950100

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1840 E FM 1188, BLUFF DALE, TX 76433-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit CARDINAL FINANCIAL COMPANY LP
Nov 18, 2019	Vendor's Lien, Transfer · FHA Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2011
Deed Sale	Aug 1, 2011
Deed Document Number	20113905
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	1840 E FM 1188, BLUFF DALE, TX 76433-2517
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	LA COMMONWEALTH TITLE, COMMONWEALTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107754
Date	Oct 5, 2021
Instrument	2021-07754

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Nov 18, 2019
Property Address	1840 E FM 1188, BLUFF DALE, TX 76433-2517
Document Number	0201906668
Instrument Date	Nov 12, 2019
Instrument	2019-06668
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	TOWN SQUARE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1840 E FM 1188, BLUFF DALE, TX 76433-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12332 MESSER PL, FORT WORTH, TX 76126-6337

Mortgage

Document Number	0201906669
Date	Nov 18, 2019
Instrument	2019-06669

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Morgan Mill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,192.00 (+40.95%)	$416,620 (-12.26%)	$479,650 (+1.01%) Land $80,150 Building $399,500
2025	$2,974.00 (-3.79%) Homeowner's exemption	$474,840 (+15.46%) Land $75,340 Building $399,500	$474,840 (+15.46%) Land $75,340 Building $399,500
2023	$3,091.00 (-13.34%) Homeowner's exemption	$411,260 Land $106,180 Building $305,080	$411,260 Land $106,180 Building $305,080
2022	$3,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 74% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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