Erath County property record for 2094 E FM 1188, Bluff Dale, TX 76433
| Property Type | Rural Home |
|---|---|
| Details | 3,000 sqft · built 2001 |
| Lot Size | 5.89 acres (256,830 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,330 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | R000066327 |
| Primary APN | R000066327 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,000 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 256,830 sqft (5.89 acres) |
| Porch | Porch |
| Porch Area | 1,586 sqft |
| Patio Area | 413 sqft |
| Account Number | R.0513.01274.00.0 |
|---|---|
| Street Address | 2094 E FM 1188 |
| City | BLUFF DALE |
| State | TX |
| Zip | 76433-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0513 MCLENNAN JOHN; 2 HOUSES & SHOP |
| Legal Subdivision | JR SURVEY ABSTRACT NO 513 |
| Legal Tract | 7 |
| Jurisdiction | ERATH TX |
| Township / Civil Division | MORGAN MILL-BLUFF DALE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950100 |
Source: Erath County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2094 E FM 1188, BLUFF DALE, TX 76433-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2018 | Deed of Trust, Mortgage FARMERS & MERCHANTS BANK |
| Dec 13, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 2094 E FM 1188, BLUFF DALE, TX 76433-2506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201803759 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018-03759 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | DE LEON, TX 76444 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 19, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 2094 E FM 1188, BLUFF DALE, TX 76433-2506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201807042 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018-07042 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | STEPHENVILLE, TX 76401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Unified School District | Morgan Mill Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,330.00 (+125.18%) | $529,800 (+117,633.33%) | $546,770 (+375.2%) Land $147,400 Building $399,370 |
| 2025 | $2,367.00 (-10.17%) Senior Citizen's exemption | $450 (+7.14%) | $115,060 (-21.66%) |
| 2023 | $2,635.00 (-19.84%) Senior Citizen's exemption | $420 | $146,880 |
| 2022 | $3,287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
May also be available: Nextlink, Verizon.
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