183 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 183 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,334 sqft · built 2017
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2025)
Tax Bill	$4,175 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62A-2`

Property Details

APN / Parcel Number

Primary APN	`62A-2`
Alternative APNs	`00062A 002000` `49308`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,334 sqft Heated Area
1st Floor Area	1,492 sqft
2nd Floor Area	1,842 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Area	825 sqft
Porch	Slab
Porch Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49308
Street Address	183 TERRELL RD
City	ELKO
State	GA
Zip	31025-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 2B LONGLEAF 221 & 242/13TH
Legal Subdivision	LONGLEAF
Legal Lot Number	2B
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3037
Census Tract	21502

Owner

183 Terrell Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Houston County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	183 TERRELL RD, ELKO, GA 31025-2205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit ROBINS FINANCIAL CU
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 14, 2017	Grant Deed, Transfer
Dec 14, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Prior Sale	Sep 20, 2004
Deed Book / Page	10693 / 25
Prior Transfer Date	Sep 8, 2021
Prior Transfer Doc	0093960107
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	183 TERRELL RD, ELKO, GA 31025-2205
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099860194
Date	Feb 3, 2023
Book Page	9986/194

Lender

Name	ROBINS FINANCIAL CU
Type	Credit Union
Address	WARNER ROBINS, GA 31095

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 2, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOUSTON GA
Recording Date	Oct 12, 2021
Property Address	183 TERRELL RD, ELKO, GA 31025-2205
Document Number	0093960107
Book / Page	9396 / 107
Map Reference	MB 77 PG 69
Instrument Date	Sep 8, 2021
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 TERRELL RD, ELKO, GA 31025-2205

Mortgage

Document Number	9396109
Date	Oct 12, 2021
Instrument	9396/109

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOUSTON GA
Recording Date	Dec 14, 2017
Property Address	183 TERRELL RD, ELKO, GA 31025-2205
Document Number	0077110075
Book / Page	007711 / 000075
Instrument Date	Dec 11, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$319.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 SHADES CREEK PARKWAY MS101 #3 BIRMINGHAM AL 35209, 3, BIRMINGHAM, AL 35209

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOUSTON GA
Recording Date	Dec 14, 2017
Property Address	183 TERRELL RD, ELKO, GA 31025-2205
Document Number	0077110074
Book / Page	007711 / 000074
Instrument Date	Dec 11, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 183 Terrell Rd was $4,175.

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,175.00	$191,120 Land $16,520 Building $174,600	$477,800 Land $41,300 Building $436,500
2023	$3,837.00 (+5.21%)	$158,760 (+5.19%) Land $16,520 Building $142,240	$396,900 (+5.19%) Land $41,300 Building $355,600
2022	$3,647.00	$150,920 Land $16,520 Building $134,400	$377,300 Land $41,300 Building $336,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 183 Terrell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Terrell Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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