181 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 181 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,864 sqft · built 2015
Lot Size	4.95 acres (215,622 sqft)
Owner	Individual Name on Record
Last Sale	$17,000 (Jan 2013)
Tax Bill	$4,498 (2025)
Deeds & Mortgages	Dec 2023 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62A-3`

Property Details

APN / Parcel Number

Primary APN	`62A-3`
Alternative APNs	`00062A 003000` `49309`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,864 sqft Heated Area
1st Floor Area	2,041 sqft
2nd Floor Area	310 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	215,622 sqft (4.95 acres)
Garage Area	1,085 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	738 sqft
Porch	Slab
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49309
Street Address	181 TERRELL RD
City	ELKO
State	GA
Zip	31025-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 4 LONGLEAF 242/13TH
Legal Subdivision	LONGLEAF
Legal Lot Number	4
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3037
Census Tract	21502

Owner

Source: Houston County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 TERRELL RD, ELKO, GA 31025-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed, Transfer
Apr 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage ROBINS FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2013 · Amount on Record
Deed Sale	Jan 8, 2013 · Amount on Record
Prior Sale	Nov 21, 2011 · Amount on Record
Deed Book / Page	6089 / 44
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOUSTON GA
Recording Date	Dec 8, 2023
Property Address	181 TERRELL RD, ELKO, GA 31025-2205
Document Number	0102750087
Book / Page	10275 / 87
Map Reference	MB 62 PG 201
Instrument Date	Dec 4, 2023
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 NORTHSIDE DR, PERRY, GA 31069-3345

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	181 TERRELL RD, ELKO, GA 31025-2205
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085660101
Date	Apr 20, 2020
Book Page	8566/101

Lender

Name	ROBINS FINANCIAL CU
Type	Credit Union
Address	WARNER ROBINS, GA 31095

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2030

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,498.00 (-6.06%)	$205,920 (+2.86%) Land $17,280 Building $188,640	$514,800 (+2.86%) Land $43,200 Building $471,600
2024	$4,788.00 (+20.06%)	$200,200 (+21.33%) Land $17,280 Building $182,920	$500,500 (+21.33%) Land $43,200 Building $457,300
2023	$3,988.00 (+6.09%)	$165,000 (+6.07%) Land $17,280 Building $147,720	$412,500 (+6.07%) Land $43,200 Building $369,300
2022	$3,759.00	$155,560 Land $17,280 Building $138,280	$388,900 Land $43,200 Building $345,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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