185 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 185 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,490 sqft · built 2005
Lot Size	4.2 acres (182,952 sqft)
Owner	Individual Name on Record
Last Sale	$267,500 (Apr 2019)
Tax Bill	$3,664 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62A-35`

Property Details

APN / Parcel Number

Primary APN	`62A-35`
Alternative APNs	`00062A 035000` `00062A 001000` `66081` `49307`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Heated Area
1st Floor Area	1,560 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	182,952 sqft (4.2 acres)
Garage Area	899 sqft
Pool Area	720 sqft
Porch	Slab
Porch Area	904 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49307
Street Address	185 TERRELL RD
City	ELKO
State	GA
Zip	31025-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 2-A LONGLEAF 221 & 242/13TH
Legal Subdivision	LONGLEAF
Legal Lot Number	2
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3037
Census Tract	21502

Owner

Source: Houston County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 TERRELL RD, ELKO, GA 31025-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Mar 29, 2019	Warranty Deed, Transfer MORRIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Book / Page	8136 / 258
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0081360276
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	187 TERRELL RD, ELKO, GA 31025-2205
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 TERRDLL RD, ELKO, GA 31025-2205

Mortgage

Document Number	0099480009
Date	Dec 20, 2022
Book Page	9948/9

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	187 TERRELL RD, ELKO, GA 31025-2205
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093330300
Date	Sep 7, 2021
Book Page	9333/300

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Mar 29, 2019
Property Address	187 TERRELL RD, ELKO, GA 31025-2205
Document Number	0081290224
Book / Page	8129 / 224
Map Reference	MB 80 PG 131
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0008129226
Date	Mar 29, 2019
Instrument	8129/226

Lender

Name	MORRIS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 27, 2020

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,664.00 (+103.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$167,760 (-12.77%) Land $16,680 Building $151,080	$419,400 (-12.77%) Land $41,700 Building $377,700
2024	$1,801.00 (+45.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$192,320 (+19.19%) Land $15,680 Building $176,640	$480,800 (+19.19%) Land $39,200 Building $441,600
2023	$1,241.00 (-67.88%)	$161,360 (+0.93%) Land $15,680 Building $145,680	$403,400 (+0.93%) Land $39,200 Building $364,200
2022	$3,864.00	$159,880 Land $15,680 Building $144,200	$399,700 Land $39,200 Building $360,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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