186 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 186 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,753 sqft · built 2007
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Owner Names on File
Last Sale	$35,000 (Feb 2007)
Tax Bill	$4,977 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62A-33`

Property Details

APN / Parcel Number

Primary APN	`62A-33`
Alternative APNs	`00062A 033000` `49344`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,753 sqft Heated Area
1st Floor Area	2,634 sqft
2nd Floor Area	252 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	96,268 sqft (2.21 acres)
Garage Area	940 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	74 sqft
Patio Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49344
Street Address	186 TERRELL RD
City	ELKO
State	GA
Zip	31025-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 35 LONGLEAF 221/13TH
Legal Subdivision	LONGLEAF SUB
Legal Lot Number	35 2
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3038
Census Tract	21502

Owner

The current owner of 186 Terrell Rd acquired it in July 2013.

Source: Houston County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	186 TERRELL RD, ELKO, GA 31025-2226
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2007 · Amount on File
Deed Sale	Feb 20, 2007 · Amount on File
Prior Sale	Feb 20, 2007 · Amount on File
Deed Document Number	0041810180
Deed Book / Page	004181 / 000180
Last Transfer Date	Jul 23, 2013
Transfer Doc	0001302349
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	186 TERRELL RD, ELKO, GA 31025-2226
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089400316
Date	Dec 31, 2020
Book Page	8940/316

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	186 TERRELL RD, ELKO, GA 31025-2226
Document Number	0079380229
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 TERRELL RD ELKO GA 310252226, ELKO, GA 31025-2226

Mortgage

Document Number	0079380229
Date	Aug 13, 2018
Book Page	007938/000229

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 186 Terrell Rd was $4,977.

Source: Houston County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,977.00	$227,840 Land $15,000 Building $212,840	$569,600 Land $37,500 Building $532,100
2023	$4,089.00 (+1.26%)	$169,200 (+1.27%) Land $15,000 Building $154,200	$423,000 (+1.27%) Land $37,500 Building $385,500
2022	$4,038.00	$167,080 Land $15,000 Building $152,080	$417,700 Land $37,500 Building $380,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Terrell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Terrell Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures