177 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 177 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,052 sqft · built 2007
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Apr 2025)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62A-4`

Property Details

APN / Parcel Number

Primary APN	`62A-4`
Alternative APNs	`00062A 004000` `49310`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,052 sqft Heated Area
1st Floor Area	2,505 sqft
2nd Floor Area	460 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	104,544 sqft (2.4 acres)
Garage Area	1,275 sqft

Exterior Amenities

Pool Area	740 sqft
Porch	Open Porch
Porch Area	332 sqft
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49310
Street Address	177 TERRELL RD
City	ELKO
State	GA
Zip	31025-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 5 LONGLEAF 242/13TH
Legal Subdivision	LONGLEAF
Legal Lot Number	5 2
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3037
Census Tract	21502

Owner

Source: Houston County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 6, 2025	Deed, Transfer
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Sep 30, 2013
Deed Document Number	0010641137
Deed Book / Page	10641 / 137
Last Transfer Date	May 6, 2025
Transfer Doc	0106450727
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	177 TERRELL RD, ELKO, GA 31025-2205
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092890001
Date	Aug 5, 2021
Book Page	9289/1

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HOUSTON GA
Recording Date	May 6, 2025
Property Address	177 TERRELL RD, ELKO, GA 31025-2205
Document Number	0106450727
Book / Page	10645 / 727
Instrument Date	May 6, 2025
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 TERRELL RD, ELKO, GA 31025-2205

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	177 TERRELL RD, ELKO, GA 31025-2205
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076530143
Date	Oct 11, 2017
Book Page	7653/143

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	177 TERRELL RD, ELKO, GA 31025-2205
Document Number	0086040208
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	177 TERRELL RD ELKO GA 310252205, ELKO, GA 31025-2205

Mortgage

Document Number	0086040208
Date	May 21, 2020
Book Page	008604/000208

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,629.00 (-11.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$242,800 (+0.56%) Land $15,160 Building $227,640	$607,000 (+0.56%) Land $37,900 Building $569,100
2024	$2,976.00 (+68.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$241,440 (+31.79%) Land $15,160 Building $226,280	$603,600 (+31.79%) Land $37,900 Building $565,700
2023	$1,769.00 (-59.47%) Homeowner's exemption	$183,200 (+1.44%) Land $15,160 Building $168,040	$458,000 (+1.44%) Land $37,900 Building $420,100
2022	$4,365.00 Homeowner's exemption	$180,600 Land $15,160 Building $165,440	$451,500 Land $37,900 Building $413,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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