178 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 178 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,766 sqft · built 2021
Lot Size	6.17 acres (269,201 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Sep 2020)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62A-29`

Property Details

APN / Parcel Number

Primary APN	`62A-29`
Alternative APNs	`00062A 029000` `49340`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,766 sqft Heated Area
2nd Floor Area	631 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	269,201 sqft (6.17 acres)
Garage Area	876 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49340
Street Address	178 TERRELL RD
City	ELKO
State	GA
Zip	31025-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 31 LONGLEAF 221 & 242/13TH
Legal Subdivision	LONGLEAF SUB
Legal Lot Number	31 6
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3038
Census Tract	21502

Owner

Source: Houston County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	178 TERRELL RD, ELKO, GA 31025-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROBINS FINANCIAL CU
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORRIS BANK
Sep 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage SUNMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	0008752273
Deed Book / Page	8752 / 273
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	178 TERRELL RD, ELKO, GA 31025-2226
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099560098
Date	Dec 30, 2022
Book Page	9956/98

Lender

Name	ROBINS FINANCIAL CU
Type	Credit Union
Address	WARNER ROBINS, GA 31095

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	178 TERRELL RD, ELKO, GA 31025-2226
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093670321
Date	Sep 27, 2021
Book Page	9367/321

Lender

Name	MORRIS BANK
Type	Bank
Address	WARNER ROBINS, GA 31088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Sep 4, 2020
Property Address	178 TERRELL RD, ELKO, GA 31025-2226
Document Number	0087520273
Book / Page	8752 / 273
Map Reference	MB 62 PG 201
Instrument Date	Sep 3, 2020
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0008752275
Date	Sep 4, 2020
Instrument	8752/275

Lender

Name	SUNMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2021

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,178.00 (-9.21%)	$237,040 (-0.59%) Land $18,320 Building $218,720	$592,600 (-0.59%) Land $45,800 Building $546,800
2024	$5,703.00 (+21.57%)	$238,440 (+22.83%) Land $18,320 Building $220,120	$596,100 (+22.83%) Land $45,800 Building $550,300
2023	$4,691.00	$194,120 Land $18,320 Building $175,800	$485,300 Land $45,800 Building $439,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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