1813 Eastgate Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 1813 Eastgate Loop, Ferndale, WA 98248

Property Summary

Property Type	Quadplex
Details	5,616 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$1,090,000 (Jan 2021)
Tax Bill	$10,470 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390217-335073-0000`

Property Details

APN / Parcel Number

Primary APN	`390217-335073-0000`
Alternative APNs	`186736` `591764`

Interior

Units	4 Units
Stories	2 Stories
Building Area	5,616 sqft Living Area
Gross Area	8,160 sqft
1st Floor Area	2,752 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Quadruplex
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	2,544 sqft
Parking Spaces	9 Parking Spaces
Deck Area	288 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	186736
Street Address	1813 EASTGATE LOOP
City	FERNDALE
State	WA
Zip	98248-8648
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	MCD
Legal Description	EAST GATE LOT 20
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	EAST GATE
Legal Block	1
Legal Lot Number	20
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10505

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1813 EASTGATE LOOP, FERNDALE, WA 98248-8648
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage KEY BANK NA
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Sep 8, 2020	Loan Modification, Mortgage CHICAGO TITLE BELLINGHAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20214649
Last Transfer Date	May 3, 2022
Transfer Doc	0000002694
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	May 25, 2022
Property Address	1813 EASTGATE LOOP, FERNDALE, WA 98248-8648
Document Number	0000502694
Instrument Date	May 3, 2022
Instrument	2022-0502694
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000502652
Date	May 25, 2022
Instrument	2022-0502652

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 29, 2021
Property Address	1813 EASTGATE LOOP, FERNDALE, WA 98248-8648
Document Number	0000104649
Map Reference	AF 2019-0903375
Instrument Date	Jan 25, 2021
Instrument	2021-0104649
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,507.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 S GRACE LN, BELLINGHAM, WA 98226

Mortgage

Document Number	0000104650
Date	Jan 29, 2021
Instrument	2021-0104650

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	1813 EASTGATE LOOP, FERNDALE, WA 98248-8648
Document Number	2200902231
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7190 WISER REACH LN LYNDEN WA 982649821, LYNDEN, WA 98264-9821

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,470.00 (+585.66%)	$1,402,625 (+23.38%) Land $264,810 Building $1,137,815	$1,402,625 (+23.38%) Land $264,810 Building $1,137,815
2022		$1,136,825 Land $224,712 Building $912,113	$1,136,825 Land $224,712 Building $912,113
2021	$1,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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