1816 Eastgate Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 1816 Eastgate Loop, Ferndale, WA 98248

Property Summary

Property Type	Duplex
Details	2,832 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$554,070 (Dec 2020)
Tax Bill	$5,293 (2025)
Deeds & Mortgages	Apr 2021 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390217-344080-0000`

Property Details

APN / Parcel Number

Primary APN	`390217-344080-0000`
Alternative APNs	`186732` `547002`

Interior

Stories	2 Stories
Building Area	2,832 sqft Living Area
Gross Area	4,104 sqft
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	1,272 sqft
Parking Spaces	5 Parking Spaces
Deck Area	144 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	186732
Street Address	1816 EASTGATE LOOP
City	FERNDALE
State	WA
Zip	98248-8636
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MCD
Legal Description	EAST GATE LOT 16
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	EAST GATE
Legal Block	1
Legal Lot Number	16
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10505

Owner

1816 Eastgate Loop, a duplex, is owned by a company that acquired it in April 2021.

Source: Whatcom County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	900 36TH ST, BELLINGHAM, WA 98229-3159
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK
Oct 2, 2020	Loan Modification, Mortgage CHICAGO TITLE BELLINGHAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Jan 17, 2020 · Amount on File
Deed Document Number	20201204131
Last Transfer Date	Apr 15, 2021
Transfer Doc	0000004854
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 27, 2021
Property Address	1816 EASTGATE LOOP, FERNDALE, WA 98248-8636
Document Number	0000404854
Map Reference	AF 2019-0903375
Instrument Date	Apr 13, 2021
Instrument	2021-0404854
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 36TH ST, 900, BELLINGHAM, WA 98229-3159

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 22, 2020
Property Address	1816 EASTGATE LOOP, FERNDALE, WA 98248-8636
Document Number	2201204131
Instrument Date	Nov 17, 2020
Instrument	1204131
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,967.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1816 EASTGATE LOOP FERNDALE WA 982488636, FERNDALE, WA 98248-8636

Mortgage

Document Number	2201204132
Date	Dec 22, 2020
Instrument	1204132

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	1816 EASTGATE LOOP, FERNDALE, WA 98248-8636
Document Number	2201001832
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7190 WISER REACH LN LYNDEN WA 982649821, LYNDEN, WA 98264-9821

Tax Assessment & Valuation

The 2025 property tax bill for 1816 Eastgate Loop was $5,293.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,293.00	$708,309 Land $224,070 Building $484,239	$708,309 Land $224,070 Building $484,239
2022		$635,656 Land $187,260 Building $448,396	$635,656 Land $187,260 Building $448,396
2021	$1,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1816 Eastgate Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1816 Eastgate Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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