175 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 175 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,547 sqft · built 2017
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,900 (Apr 2017)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62A-5`

Property Details

APN / Parcel Number

Primary APN	`62A-5`
Alternative APNs	`00062A 005000` `49311`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,547 sqft Heated Area
1st Floor Area	2,547 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	95,396 sqft (2.19 acres)
Garage Area	525 sqft
Porch	Slab
Porch Area	451 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49311
Street Address	175 TERRELL RD
City	ELKO
State	GA
Zip	31025-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 6 LONGLEAF 242/13TH
Legal Subdivision	LONGLEAF
Legal Lot Number	6
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3037
Census Tract	21502

Owner

Source: Houston County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 TERRELL RD, ELKO, GA 31025-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI NEW AMERICAN FNDG
Jan 30, 2017	Warranty Deed, Transfer MORRIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Jan 26, 2017 · Amount on Record
Deed Document Number	20172278
Deed Book / Page	7490 / 285
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	May 1, 2017
Property Address	175 TERRELL RD, ELKO, GA 31025-2205
Document Number	0001475544
Book / Page	007490 / 000285
Instrument Date	Apr 28, 2017
Instrument	1475544
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	175 TERRELL RD ELKO GA 310252205, ELKO, GA 31025-2205

Mortgage

Document Number	1475545
Date	May 1, 2017
Book Page	007490/000287
Instrument	1475545

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Jan 30, 2017
Property Address	175 TERRELL RD, ELKO, GA 31025-2205
Document Number	0001461561
Book / Page	007407 / 000186
Instrument Date	Jan 26, 2017
Instrument	1461561
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$26.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 TERRELL RD ELKO GA 310252205, ELKO, GA 31025-2205

Mortgage

Document Number	1461562
Date	Jan 30, 2017
Book Page	007407/000187
Instrument	1461562

Lender

Name	MORRIS BK
Type	Bank
Address	DUBLIN, GA 31040

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2018

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,897.00 (+14.05%)	$178,400 (+26.17%) Land $14,960 Building $163,440	$446,000 (+26.17%) Land $37,400 Building $408,600
2023	$3,417.00 (+4.27%)	$141,400 (+4.28%) Land $14,960 Building $126,440	$353,500 (+4.28%) Land $37,400 Building $316,100
2022	$3,277.00	$135,600 Land $14,960 Building $120,640	$339,000 Land $37,400 Building $301,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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