181 Susan Dr, Bluffton, OH 45817 Property Records

Allen County property record for 181 Susan Dr, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1979
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Apr 2018)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1206-10-005.000`

Property Details

APN / Parcel Number

Primary APN	`28-1206-10-005.000`
Alternative APN	`A0228120610005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	1,472 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	96.5 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Patio Area	176 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	181 SUSAN DR
City	BLUFFTON
State	OH
Zip	45817-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAMER SUBDIVISION LOT 1064 JOINT TEN FF 45.89
Legal Subdivision	CRAMER SUBDIVISION
Legal Lot Number	1064
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3014
Census Tract	10100

Owner

Source: Allen County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 SUSAN DR, BLUFFTON, OH 45817-1423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Prior Sale	Feb 1, 1984 · Amount on Record
Deed Document Number	20183526
Deed Book / Page	2018 / 3526
Prior Transfer Date	Jul 15, 2013
Prior Transfer Doc	7290009776
Record Updated	Sep 20, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 4, 2018
Property Address	181 SUSAN DR, BLUFFTON, OH 45817-1423
Document Number	0000003526
Instrument Date	Mar 30, 2018
Instrument	3526
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$381.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 SUSAN DR BLUFFTON OH 458171423, BLUFFTON, OH 45817-1423

Mortgage

Document Number	3527
Date	Apr 4, 2018
Instrument	3527

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00 (+2.57%)	$60,060 (-) Land $14,700 Building $45,360	$171,600 (-) Land $42,000 Building $129,600
2024	$1,983.00 (+29.69%) Homeowner's exemption	$60,060 (+39.97%) Land $14,700 Building $45,360	$171,600 (+39.97%) Land $42,000 Building $129,600
2023	$1,529.00 (-0.97%) Homeowner's exemption	$42,910 (-) Land $10,500 Building $32,410
2022	$1,544.00 Homeowner's exemption	$42,910 Land $10,500 Building $32,410
2021			$122,600 Land $30,000 Building $92,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Defiance Holdings Fixed Wireless	500 / 100
Benton Ridge Telephone Company Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20