177 Susan Dr, Bluffton, OH 45817 Property Records

Allen County property record for 177 Susan Dr, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1978
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (Nov 2022)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1206-10-004.000`

Property Details

APN / Parcel Number

Primary APN	`28-1206-10-004.000`
Alternative APN	`A0228120610004000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	1,862 sqft
1st Floor Area	1,358 sqft
Family Room	Family Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	111 ft deep x 72.4 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	108 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	177 SUSAN DR
City	BLUFFTON
State	OH
Zip	45817-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAMER SUBDIVISION LOT 1063 FF 74.61
Legal Subdivision	CRAMER SUBDIVISION
Legal Lot Number	1063
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3014
Census Tract	10100

Owner

177 Susan Dr is owned and occupied by an individual who bought it in November 2022.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	177 SUSAN DR, BLUFFTON, OH 45817-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Oct 22, 2009 · Amount on File
Deed Document Number	202213641
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 30, 2022
Property Address	177 SUSAN DR, BLUFFTON, OH 45817-1423
Document Number	11300013641
Book / Page	2022 / 13641
Map Reference	MB 14 PG 122
Instrument Date	Nov 30, 2022
Instrument	202211300013641
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SUSAN DR, BLUFFTON, OH 45817-1423

Mortgage

Document Number	11300013642
Date	Nov 30, 2022
Instrument	202211300013642

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00	$58,810 (-) Land $10,680 Building $48,130	$168,000 (-) Land $30,500 Building $137,500
2024	$1,941.00 (+29.66%) Homeowner's exemption	$58,810 (+40.02%) Land $10,680 Building $48,130	$168,000 (+4%) Land $30,500 Building $137,500
2023	$1,497.00 (-0.93%) Homeowner's exemption	$42,000 (-) Land $7,630 Building $34,370
2022	$1,511.00 Homeowner's exemption	$42,000 Land $7,630 Building $34,370
2021			$120,000 Land $21,800 Building $98,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 177 Susan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Susan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20