176 Susan Dr, Bluffton, OH 45817 Property Records

Allen County property record for 176 Susan Dr, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,957 sqft · built 1982
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$88,800 (May 2015)
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-1206-10-008.000`

Property Details

APN / Parcel Number

Primary APN	`28-1206-10-008.000`
Alternative APN	`A0228120610008000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,957 sqft Living Area
Gross Area	2,357 sqft
1st Floor Area	1,292 sqft
Upper Floors Area	665 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	97.4 ft deep x 71.6 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	176 SUSAN DR
City	BLUFFTON
State	OH
Zip	45817-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAMER SUBDIVISION LOT 1067 FF 77.95
Legal Subdivision	CRAMER SUBDIVISION
Legal Lot Number	1067
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3014
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	176 SUSAN DR, BLUFFTON, OH 45817-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2015 · Amount on Record
Deed Sale	May 27, 2015 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Document Number	20154995
Deed Book / Page	2015 / 4995
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	176 SUSAN DR, BLUFFTON, OH 45817-1424
Document Number	0000014928
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	176 SUSAN DR BLUFFTON OH 458171424, BLUFFTON, OH 45817-1424

Mortgage

Document Number	0000014928
Date	Dec 2, 2020
Instrument	14928

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Dec 1, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,401.00 (-0.04%)	$72,770 (-) Land $10,010 Building $62,760	$207,900 (-) Land $28,600 Building $179,300
2024	$2,402.00 (+29.7%) Homeowner's exemption	$72,770 (+4%) Land $10,010 Building $62,760	$207,900 (+4%) Land $28,600 Building $179,300
2023	$1,852.00 (-0.96%) Homeowner's exemption	$51,980 (-) Land $7,140 Building $44,840
2022	$1,870.00 Homeowner's exemption	$51,980 Land $7,140 Building $44,840
2021			$148,500 Land $20,400 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20