18 Westminster Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 18 Westminster Dr, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1978
Lot Size	0.304 acres (13,279 sqft)
Owner	Individual Name on Record
Last Sale	$207,500 (Nov 2023)
Tax Bill	$7,869 (2025)
Deeds & Mortgages	Oct 2011 Mortgage Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-304-001`

Property Details

APN / Parcel Number

Primary APN	`18-26-304-001`
Alternative APN	`2518`

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	13,279 sqft (0.304 acres)

Location & Zoning

Account Number	1826304001
Street Address	18 WESTMINSTER DR
City	SPRING VALLEY
State	IL
Zip	61362-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-CAMBRIDGE 1ST ADD. L 18 & N PT L 17 D 23-3783
Legal Range	11
Legal Township	16
Legal Section	26
Legal Subdivision	CAMBRIDGE 1ST ADD
Legal Lot Number	17
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3039
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY CITY BANK
Dec 31, 2008	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Nov 22, 2023	Joint Tenancy Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Deed Document Number	20233783
Record Updated	Sep 20, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	18 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001525/318
Date	Oct 12, 2011
Book Page	1525/318
Instrument	201104213

Lender

Name	FIRST STATE BANK
Type	Bank
Address	PERU, IL 61354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	18 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00627
Date	Feb 23, 2026
Instrument	2026R00627

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	18 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001383/314
Date	Dec 31, 2008
Book Page	1383/314
Instrument	2008_06824

Lender

Name	SPRING VALLEY CITY BANK
Address	SPRING VALLEY, IL 61362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2024

November 2023: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUREAU IL
Recording Date	Nov 22, 2023
Property Address	18 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Document Number	2023R03783
Map Reference	MB F PG 27-28
Instrument Date	Nov 16, 2023
Instrument	2023R03783
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.25
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505

Mortgage

Document Number	2023R03784
Date	Nov 22, 2023
Instrument	2023R03784

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,869.00 (+31.48%)	$82,967 (+22.32%) Land $11,252 Building $71,715	$248,901 (+22.32%) Land $33,756 Building $215,145
2023		$67,828 (+8.41%) Land $9,720 Building $58,108	$203,484 (+8.41%) Land $29,160 Building $174,324
2022	$5,985.00	$62,566 Land $8,966 Building $53,600	$187,698 Land $26,898 Building $160,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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