12 Westminster Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 12 Westminster Dr, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1977
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2024)
Tax Bill	$5,324 (2025)
Deeds & Mortgages	Nov 2008 Line of Credit Jun 2024 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-302-010`

Property Details

APN / Parcel Number

Primary APN	`18-26-302-010`
Alternative APN	`2512`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide

Location & Zoning

Account Number	1826302010
Street Address	12 WESTMINSTER DR
City	SPRING VALLEY
State	IL
Zip	61362-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-CAMBRIDGE 1ST ADD. L 12 (80 X 120) D 2024R01909
Legal Range	11
Legal Township	16
Legal Section	26
Legal Subdivision	CAMBRIDGE 1ST ADD
Legal Lot Number	12
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3028
Census Tract	965100

Owner

Source: Bureau County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2008	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 25, 2024	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK
Aug 17, 2015	Special Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Apr 2, 2015	Legal Action/Court Order, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Apr 2, 2015
Deed Document Number	20241909
Record Updated	Sep 20, 2026

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	12 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001378/348
Date	Nov 13, 2008
Book Page	1378/348
Instrument	2008_06133

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 25, 2024
Property Address	12 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Document Number	2024R01909
Map Reference	MB F PG 27 & 28
Instrument Date	May 16, 2024
Instrument	2024R01909
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505

Mortgage

Document Number	2024R01910
Date	Jun 25, 2024
Instrument	2024R01910

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 21, 2044

Interest

Rate Type	Adjustable Rate

August 2015: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Aug 17, 2015
Property Address	12 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Document Number	2015R03361
Instrument Date	Jul 23, 2015
Instrument	2015R03361
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 BOBWHITE WAY, NORMAL, IL 61761-5626

Mortgage

Document Number	2015R03362
Date	Aug 17, 2015
Instrument	2015R03362

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2045

April 2015: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BUREAU IL
Recording Date	Apr 2, 2015
Property Address	12 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Document Number	2015R01294
Instrument Date	Mar 20, 2015
Instrument	2015R01294
Transaction Type	Foreclosure
Record Updated	May 8, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18700 NW WALTER RD # 512, 512, BEAVERTON, OR 97006
Mail Care Of	JAMES M TIEGAN
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,324.00 (+9.48%) Homeowner's exemption	$63,673 (+8.56%) Land $9,673 Building $54,000	$191,019 (+8.56%) Land $29,019 Building $162,000
2024	$4,863.00 (+5.67%)	$58,652 (+6.81%) Land $8,910 Building $49,742	$175,956 (+6.81%) Land $26,730 Building $149,226
2023		$54,915 Land $8,355 Building $46,560	$164,745 Land $25,065 Building $139,680
2022	$4,602.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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