Bureau County property record for 13 Westminster Dr, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1977 |
| Lot Size | 0.202 acres (8,817 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,540 (2025) |
| Deeds & Mortgages | Mar 2009 Mortgage Apr 2006 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-26-304-004 |
| Primary APN | 18-26-304-004 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 8,817 sqft (0.202 acres) |
| Account Number | 1826304004 |
|---|---|
| Street Address | 13 WESTMINSTER DR |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-CAMBRIDGE 1ST ADD. L 13 D 21-2037 LIFE USE |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 26 |
| Legal Subdivision | CAMBRIDGE 1ST ADD |
| Legal Lot Number | 13 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 965100 |
Source: Bureau County records · APN 18-26-304-004
Assessment roll updated May 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 12, 2009 | Deed of Trust, Mortgage · ARM STATE BANK OF CHERRY |
| Apr 10, 2006 | Deed of Trust, Mortgage · ARM STATE BANK OF CHERRY |
| May 12, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 07, 2021 |
| Transfer Doc | 2021R02037 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 13 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001395/240 |
|---|---|
| Date | Mar 12, 2009 |
| Book Page | 1395/240 |
| Instrument | 2009_01428 |
| Name | STATE BANK OF CHERRY |
|---|---|
| Address | CHERRY, IL 61317 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Apr 01, 2014 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 11.5% |
| Index | 5-Year TN |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 13 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001244/436 |
|---|---|
| Date | Apr 10, 2006 |
| Book Page | 1244/436 |
| Instrument | 2006_02062 |
| Name | STATE BANK OF CHERRY |
|---|---|
| Address | CHERRY, IL 61317 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jul 01, 2011 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | May 12, 2021 |
| Property Address | 13 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Document Number | 2021R02037 |
| Instrument Date | May 07, 2021 |
| Instrument | 2021R02037 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,540.00 (+9.58%) Homeowner's exemption | $56,048 (+8.56%) Land $8,955 Building $47,093 | $168,144 (+8.56%) Land $26,865 Building $141,279 |
| 2024 | $4,143.00 (+6.07%) | $51,629 (+6.64%) Land $8,249 Building $43,380 | $154,887 (+6.64%) Land $24,747 Building $130,140 |
| 2023 | $48,414 Land $7,735 Building $40,679 | $145,242 Land $23,205 Building $122,037 | |
| 2022 | $3,906.00 |
Source: FEMA National Flood Hazard Layer as of August 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Geneseo Communications Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Connecting Point Computer Center.
Based on FCC filings for 74 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING VALLEY serves 5,582 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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