14 Westminster Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 14 Westminster Dr, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1984
Lot Size	0.208 acres (9,090 sqft)
Owner	Individual Name on Record
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2018 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-304-011`

Property Details

APN / Parcel Number

Primary APN	`18-26-304-011`
Alternative APN	`2500`

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	9,090 sqft (0.208 acres)

Location & Zoning

Account Number	1826304011
Street Address	14 WESTMINSTER DR
City	SPRING VALLEY
State	IL
Zip	61362-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-CAMBRIDGE 1ST ADD. L 14 B 926 P 655 D 98-5768
Legal Range	11
Legal Township	16
Legal Section	26
Legal Subdivision	CAMBRIDGE 1ST ADD
Legal Lot Number	14
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3039
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF CHERRY
Jan 19, 2006	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST NATIONAL BANK
Jul 21, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST NATIONAL BANK
Dec 4, 2007	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST NATIONAL BANK
Aug 29, 2006	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST NATIONAL BANK
Oct 6, 2011	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST NATIONAL BANK
Oct 16, 2006	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST NATIONAL BANK
Aug 3, 2005	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Recording Date	Jun 10, 2026
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Document Number	2026R02034
Instrument Date	Jun 4, 2026
Instrument	20262034
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505

Mortgage

Document Number	0000002034,
Date	Jun 10, 2026
Instrument	20262034

Lender

Name	SPRING VALLEY CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01381
Date	Apr 13, 2018
Instrument	2018R01381

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02800
Date	Jul 1, 2020
Instrument	2020R02800

Lender

Name	STATE BANK OF CHERRY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001236/190
Date	Jan 19, 2006
Book Page	1236/190
Instrument	060361

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Line of Credit

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001255/365
Date	Jul 21, 2006
Book Page	1255/365
Instrument	2006_04216

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	SPRING VALLEY, IL 61362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2036

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001323/554
Date	Dec 4, 2007
Book Page	1323/554
Instrument	2007_07165

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001259/471
Date	Aug 29, 2006
Book Page	1259/471
Instrument	2006_05034

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Line of Credit

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001524/427
Date	Oct 6, 2011
Book Page	1524/427
Instrument	201104120

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001264/932
Date	Oct 16, 2006
Book Page	1264/932
Instrument	2006_06048

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001217/993
Date	Aug 3, 2005
Book Page	1217/993
Instrument	054405

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,023.00 (-20.19%)	$68,320 (+15.77%) Land $8,941 Building $59,379	$204,960 (+15.77%) Land $26,823 Building $178,137
2023		$59,014 Land $7,723 Building $51,291	$177,042 Land $23,169 Building $153,873
2022	$5,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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