10 Westminster Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 10 Westminster Dr, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1977
Lot Size	0.222 acres (9,694 sqft)
Owner	Individual Name on Record
Last Sale	$174,500 (Jan 2020)
Tax Bill	$7,502 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-26-302-009`

Property Details

APN / Parcel Number

Primary APN	`18-26-302-009`
Alternative APN	`2510`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,694 sqft (0.222 acres)

Location & Zoning

Account Number	1826302009
Street Address	10 WESTMINSTER DR
City	SPRING VALLEY
State	IL
Zip	61362-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-CAMBRIDGE 1ST ADD. L 10 D 20-0130
Legal Range	11
Legal Township	16
Legal Section	26
Legal Subdivision	CAMBRIDGE 1ST ADD
Legal Lot Number	10
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3028
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PERU FSB
Jan 10, 2020	Warranty Deed, Transfer · Conventional Mortgage PERU FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	2020130
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	10 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01828
Date	May 8, 2020
Instrument	2020R01828

Lender

Name	PERU FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jan 10, 2020
Property Address	10 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Document Number	2020R00130
Instrument Date	Jan 8, 2020
Instrument	2020R00130
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505

Mortgage

Document Number	2020R00131
Date	Jan 10, 2020
Instrument	2020R00131

Lender

Name	PERU FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,502.00 (+12.86%)	$79,402 (+15.77%) Land $9,673 Building $69,729	$238,206 (+15.77%) Land $29,019 Building $209,187
2023		$68,587 Land $8,355 Building $60,232	$205,761 Land $25,065 Building $180,696
2022	$6,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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