Bureau County property record for 15 Westminster Dr, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1980 |
| Lot Size | 0.207 acres (9,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2023) |
| Tax Bill | $6,280 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-26-304-010 |
| Primary APN | 18-26-304-010 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 9,028 sqft (0.207 acres) |
| Lot Dimensions | 115 ft deep x 78.5 ft wide |
| Account Number | 1826304010 |
|---|---|
| Street Address | 15 WESTMINSTER DR |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-CAMBRIDGE 1ST ADD. L 15 (78.5X115 IRREG.) D 23-3479 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 26 |
| Legal Subdivision | CAMBRIDGE 1ST ADD |
| Legal Lot Number | 15 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 965100 |
Source: Bureau County records · APN 18-26-304-010
Assessment roll updated May 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Feb 10, 2014 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Jul 03, 2007 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST NATIONAL BANK |
| Oct 27, 2023 | Warranty Deed, Transfer · Line of Credit GRANVILLE NATIONAL BANK |
| Jul 11, 2007 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS FIRST NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Deed Document Number | 20233479 |
| Prior Transfer Date | May 04, 2007 |
| Prior Transfer Doc | 1300/196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 15 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021R03631 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021R03631 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 15 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021R03684 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021R03684 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 09, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 15 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2014R00457 |
|---|---|
| Date | Feb 10, 2014 |
| Instrument | 2014R00457 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | MENDOTA, IL 61342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 15 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001298/595 |
|---|---|
| Date | Jul 03, 2007 |
| Book Page | 1298/595 |
| Instrument | 2007_03923 |
| Name | CITIZENS FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PRINCETON, IL 61356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Oct 27, 2023 |
| Property Address | 15 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Document Number | 2023R03479 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023R03479 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Document Number | 2023R03480 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023R03480 |
| Name | GRANVILLE NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 24, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Jul 11, 2007 |
| Property Address | 15 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Document Number | 001300/196 |
| Book / Page | 1300 / 196 |
| Instrument Date | May 04, 2007 |
| Instrument | 2007_04111 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 15 WESTMINSTER DR, SPRING VALLEY, IL 61362-1504 |
| Document Number | 0200704112 |
|---|---|
| Date | Jul 11, 2007 |
| Instrument | 2007_04112 |
| Name | CITIZENS FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2037 |
Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,280.00 (+111.73%) Homeowner's exemption | $67,532 (+8.56%) Land $8,941 Building $58,591 | $202,596 (+8.56%) Land $26,823 Building $175,773 |
| 2024 | $2,966.00 (-4.6%) | $62,207 (+26.49%) Land $8,236 Building $53,971 | $186,621 (+26.49%) Land $24,708 Building $161,913 |
| 2023 | $49,178 (+8.41%) Land $7,723 Building $41,455 | $147,534 (+8.41%) Land $23,169 Building $124,365 | |
| 2022 | $3,109.00 | $45,363 Land $7,124 Building $38,239 | $136,089 Land $21,372 Building $114,717 |
Source: FEMA National Flood Hazard Layer as of August 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Geneseo Communications Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Connecting Point Computer Center.
Based on FCC filings for 74 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING VALLEY serves 5,582 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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