1787 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1787 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,023 sqft · built 1971
Lot Size	0.084 acres (3,650 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Feb 2017)
Tax Bill	$5,704 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-797-013-000`

Property Details

APN / Parcel Number

Primary APN	`012-797-013-000`
Alternative APN	`012-797-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,023 sqft Living Area
1st Floor Area	1,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,650 sqft (0.084 acres)
Garage Area	126 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	012-797-013
Street Address	1787 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANNON PROJECT UNIT 2 TRACT 620 LOT A BLK 092
Legal Subdivision	HANNON PROJECT UNIT 2
Legal Tract	620
Legal Block	092
Legal Lot Number	A
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2016
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1787 HARDING ST, SEASIDE, CA 93955-3961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Feb 8, 2017	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2017 · Amount on Record
Deed Sale	Feb 8, 2017 · Amount on Record
Prior Sale	Feb 2, 2015 · Amount on Record
Deed Document Number	20177379
Prior Transfer Date	Apr 15, 2014
Prior Transfer Doc	0000017151
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1787 HARDING ST, SEASIDE, CA 93955-3961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 HARDING ST, SEASIDE, CA 93955-3961

Mortgage

Document Number	0000072683
Date	Dec 8, 2020
Instrument	2020072683

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1787 HARDING ST, SEASIDE, CA 93955-3961
Document Number	0000013895
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 HARDING ST SEASIDE CA 939553961, SEASIDE, CA 93955-3961

Mortgage

Document Number	0000013895
Date	Mar 20, 2020
Instrument	13895

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 8, 2017
Property Address	1787 HARDING ST, SEASIDE, CA 93955-3961
Document Number	0000007379
Map Reference	MAP10 PG49
Instrument Date	Jan 26, 2017
Instrument	2017007379
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 HARDING ST, SEASIDE, CA 93955-3961

Mortgage

Document Number	0000007380
Date	Feb 8, 2017
Instrument	2017007380

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,027 (+2%) Land $355,136 Building $153,891
2025	$5,704.00 (+8.24%)	$499,047 (+4.04%) Land $348,173 Building $150,874
2023	$5,270.00 (+1.39%)	$479,670 Land $334,654 Building $145,016
2022	$5,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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