1779 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1779 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1953
Lot Size	0.126 acres (5,475 sqft)
Owner	Trust Name on File
Tax Bill	$5,262 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2022 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`012-797-015-000`

Property Details

APN / Parcel Number

Primary APN	`012-797-015-000`
Alternative APN	`012-797-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,475 sqft (0.126 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	012-797-015
Street Address	1779 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANNON PROJECT UNIT 2 TR 620 LOT C BLK 092 EXC ELY 2 FT TO CITY DEL MONTE HEIGHTS MAP 3 LOT 1190 & 1192 BLK 17 EXC 2 FT EASEMENT TO CITY
Legal Subdivision	HANNON PROJECT UNIT 2
Legal Tract	620
Legal Block	092
Legal Lot Number	C
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2016
Census Tract	13800

Owner

1779 Harding St is held in a trust since October 2008.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	796 DOYLE RD, SAN JOSE, CA 95129-2108
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR LOAN SERVICING
Oct 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage CAL WEST HOME LOANS INC
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FOLEY TRUST (PT)
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANDON T & SHAWN J MERCADO
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANDERSEN C & J TRUST (PT)
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage MCRAE MARY J LIVING TRUST (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 3, 2008
Transfer Doc	0000065173
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1779 HARDING ST, SEASIDE, CA 93955-3961
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	NOT AVAILABLE, COVIUS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1779 HARDING ST, SEASIDE, CA 93955-3961

Mortgage

Document Number	0000039644
Date	Nov 9, 2023
Instrument	2023039644

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Oct 1, 2063

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1779 HARDING ST, SEASIDE, CA 93955-3961
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1779 HARDING ST, SEASIDE, CA 93955-3961

Mortgage

Document Number	0000025592
Date	Jun 6, 2022
Instrument	2022025592

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1779 HARDING ST, SEASIDE, CA 93955-3961
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1951 W MIDDLEFIELD DR 137, 137, TRACY, CA 95377-8367

Mortgage

Document Number	0000078476
Date	Nov 18, 2021
Instrument	2021078476

Lender

Name	SUPERIOR LOAN SERVICING
Type	Non-Lending Institution
Address	CANOGA PARK, CA 91303

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1779 HARDING ST, SEASIDE, CA 93955-3961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2857 S BASCOM AVE 304, 304, CAMPBELL, CA 95008-6266

Mortgage

Document Number	0000060753
Date	Oct 23, 2020
Instrument	2020060753

Lender

Name	CAL WEST HOME LOANS INC
Type	Non-Lending Institution
Address	SAN CARLOS, CA 94070

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1779 HARDING ST, SEASIDE, CA 93955-3961
Document Number	0000029464
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2857 S BASCOM AVE #304 CAMPBELL CA 950086266, 304, CAMPBELL, CA 95008-6266

Mortgage

Document Number	0000029464
Date	Jul 16, 2019
Instrument	29464

Lender

Name	FOLEY TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1779 HARDING ST, SEASIDE, CA 93955-3961
Document Number	0000007586
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2857 S BASCOM AVE #304 CAMPBELL CA 950086266, 304, CAMPBELL, CA 95008-6266

Mortgage

Document Number	0000007586
Date	Feb 26, 2019
Instrument	7586

Lender

Name	BRANDON T & SHAWN J MERCADO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1779 HARDING ST, SEASIDE, CA 93955-3961
Document Number	0000049567
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	796 DOYLE RD SAN JOSE CA 951292108, SAN JOSE, CA 95129-2108

Mortgage

Document Number	0000049567
Date	Oct 29, 2018
Instrument	49567

Lender

Name	ANDERSEN C & J TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1779 HARDING ST, SEASIDE, CA 93955-3961
Document Number	0000028936
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	796 DOYLE RD SAN JOSE CA 951292108, SAN JOSE, CA 95129-2108

Mortgage

Document Number	0000028936
Date	Jun 29, 2018
Instrument	28936

Lender

Name	MCRAE MARY J LIVING TRUST (RT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1779 Harding St was $5,262.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,119 (+2%) Land $241,150 Building $133,969
2025	$5,262.00	$367,765 Land $236,422 Building $131,343
2023	$4,683.00 (+5.05%)	$353,487 Land $227,243 Building $126,244
2022	$4,458.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1779 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1779 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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