1808 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1808 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,108 sqft · built 1952
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`012-793-001-000`

Property Details

APN / Parcel Number

Primary APN	`012-793-001-000`
Alternative APN	`012-793-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-793-001
Street Address	1808 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOT 1021, 1023 & 1025 BLK 15 EXC WLY 2 FT TO CITY
Legal Subdivision	CASA VERDE VILLAS
Legal Block	15
Legal Lot Number	1021
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2006
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1808 HARDING ST, SEASIDE, CA 93955-3926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 24, 2015
Transfer Doc	0000069526
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1808 HARDING ST, SEASIDE, CA 93955-3926
Document Number	0000006259
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 HARDING ST SEASIDE CA 939553926, SEASIDE, CA 93955-3926

Mortgage

Document Number	0000006259
Date	Feb 19, 2019
Instrument	6259

Lender

Name	MONTEREY CU
Address	MONTEREY, CA 93942-3288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 18, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$179,819 (+2%) Land $83,459 Building $96,360
2025	$1,968.00 (+6.78%) Homeowner's exemption	$176,294 (+4.04%) Land $81,823 Building $94,471
2023	$1,843.00 (+1.49%) Homeowner's exemption	$169,450 Land $78,647 Building $90,803
2022	$1,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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