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1782 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1782 Harding St, Seaside, CA 93955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 997 sqft · built 1971
Lot Size0.084 acres (3,650 sqft)
OwnerTrust Name on File
Last Sale$273,000 (Aug 2008)
Tax Bill$3,952 (2025)
Deeds & MortgagesAug 2020 Mortgage
Sep 2020 Transfer
Flood ZoneZone X (moderate risk)
APN012-796-003-000

Property Details

APN / Parcel Number

Primary APN012-796-003-000
Alternative APN
  • 012-796-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area997 sqft Living Area
1st Floor Area997 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCustom Design
Construction TypeWood
Lot Area3,650 sqft (0.084 acres)
Garage Area273 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number012-796-003
Street Address1782 HARDING ST
CitySEASIDE
StateCA
Zip93955-3967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANNON PROJECT UNIT 2 TRACT 620 LOT B BLK 093
Legal SubdivisionHANNON PROJECT UNIT 2
Legal Tract620
Legal Block093
Legal Lot NumberB
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2014
Census Tract13800

Owner

1782 Harding St is owner-occupied and held in a trust since September 2020.

Source: Monterey County records, as of August 6, 2026

Owner of RecordTrust Name on File
Mailing Address1782 HARDING ST, SEASIDE, CA 93955-3967
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2008 · Amount on File
Deed SaleAug 28, 2008 · Amount on File
Prior SaleMay 9, 2008 · Amount on File
Deed Document Number200856758
Last Transfer DateSep 5, 2020
Transfer Doc0000049580
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1782 HARDING ST, SEASIDE, CA 93955-3967
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITL

Transferred To (Grantee/Buyer)

NameVerified Name
Address1782 HARDING ST, SEASIDE, CA 93955-3967

Mortgage

Document Number0000043468
DateAug 25, 2020
Instrument2020043468
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateSep 21, 2020
Property Address1782 HARDING ST, SEASIDE, CA 93955-3967
Document Number0000049580
Instrument DateSep 5, 2020
Instrument49580
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1782 HARDING ST SEASIDE CA 939553967, SEASIDE, CA 93955-3967

Tax Assessment & Valuation

The 2025 property tax bill for 1782 Harding St was $3,952 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySeaside City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$399,987 (+13.84%) Land $210,150 Building $189,837
2025$3,952.00 Homeowner's exemption$351,345 Land $206,030 Building $145,315
2023$3,661.00 (+1.44%) Homeowner's exemption$337,704 Land $198,031 Building $139,673
2022$3,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1782 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1782 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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