1778 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1778 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1953
Lot Size	0.084 acres (3,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Oct 2025)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`012-796-004-000`

Property Details

APN / Parcel Number

Primary APN	`012-796-004-000`
Alternative APN	`012-796-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,650 sqft (0.084 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	012-796-004
Street Address	1778 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEL MONTE HEIGHTS MAP 3 LOT 1001 & 1003 BLK 14 EXC 2 FT EASEMENT TO CITY
Legal Subdivision	CASA VERDE VILLAS
Legal Block	14
Legal Lot Number	1001
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2014
Census Tract	13800

Owner

Source: Monterey County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1778 HARDING ST, SEASIDE, CA 93955-3967
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 23, 2025	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 19, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	202539584
Prior Transfer Date	Apr 29, 2005
Prior Transfer Doc	0000045972
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1778 HARDING ST, SEASIDE, CA 93955-3967
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 HARDING ST, SEASIDE, CA 93955-3967

Mortgage

Document Number	0000046240
Date	Jul 6, 2021
Instrument	2021046240

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 23, 2025
Property Address	1778 HARDING ST, SEASIDE, CA 93955-3967
Document Number	0000039584
Map Reference	VOL 2 PG 12
Instrument Date	Oct 21, 2025
Instrument	2025039584
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1778 HARDING ST, SEASIDE, CA 93955-3967

Mortgage

Document Number	0000039585
Date	Oct 23, 2025
Instrument	2025039585

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1778 HARDING ST, SEASIDE, CA 93955-3967
Document Number	0000062076
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1778 HARDING ST SEASIDE CA 939553967, SEASIDE, CA 93955-3967

Mortgage

Document Number	0000062076
Date	Dec 30, 2019
Instrument	62076

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 19, 2018
Property Address	1778 HARDING ST, SEASIDE, CA 93955-3967
Document Number	0000048291
Instrument Date	Oct 17, 2018
Instrument	48291
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1778 HARDING ST SEASIDE CA 939553967, SEASIDE, CA 93955-3967

Mortgage

Document Number	48292
Date	Oct 19, 2018
Instrument	48292

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,000 (+14.86%) Land $500,000 Building $115,000
2025	$6,117.00 (-4.5%)	$535,444 (+4.04%) Land $368,119 Building $167,325
2023	$6,405.00 (+10.3%)	$514,654 Land $353,825 Building $160,829
2022	$5,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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