1786 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1786 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1960
Lot Size	0.085 acres (3,700 sqft)
Owner	Company Name on Record
Last Sale	$459,000 (Nov 2017)
Tax Bill	$5,967 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-796-002-000`

Property Details

APN / Parcel Number

Primary APN	`012-796-002-000`
Alternative APN	`012-796-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,700 sqft (0.085 acres)
Garage Area	271 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	012-796-002
Street Address	1786 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOT 1009 & 1011 BLK 14 EXC WLY 2 FT TO CITY
Legal Subdivision	CASA VERDE VILLAS
Legal Block	14
Legal Lot Number	1009
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2014
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1268, SEASIDE, CA 93955-1268
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 15, 2017	Grant Deed, Transfer · Conventional Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	201763603
Last Transfer Date	Jul 17, 2018
Transfer Doc	0000032934
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1786 HARDING ST, SEASIDE, CA 93955-3967
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022095
Date	May 7, 2020
Instrument	2020022095

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 26, 2018
Property Address	1786 HARDING ST, SEASIDE, CA 93955-3967
Document Number	0000032934
Instrument Date	Jul 17, 2018
Instrument	32934
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1268 SEASIDE CA 939551268, SEASIDE, CA 93955-1268

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 15, 2017
Property Address	1786 HARDING ST, SEASIDE, CA 93955-3967
Document Number	0000063603
Instrument Date	Nov 13, 2017
Instrument	63603
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1268 SEASIDE CA 939551268, SEASIDE, CA 93955-1268

Mortgage

Document Number	63604
Date	Nov 15, 2017
Instrument	63604

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,702 (+2%) Land $348,173 Building $184,529
2025	$5,967.00 (+8.27%)	$522,258 (+4.04%) Land $341,347 Building $180,911
2023	$5,511.00 (+1.4%)	$501,980 Land $328,093 Building $173,887
2022	$5,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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