1782 Richards Rd, Howell, MI 48855 Property Records

Livingston County property record for 1782 Richards Rd, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1998
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$196,900 (Dec 2018)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-100-018`

Property Details

APN / Parcel Number

Primary APN	`02-02-100-018`
Alternative APN	`470202100018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	69,696 sqft (1.6 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1782 RICHARDS RD
City	HOWELL
State	MI
Zip	48855-9345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIG/R
Legal Description	SEC 02 T4N R4E PART OF NW 1/4 COM NW COR, TH S 3495.19 FT & E 1021.22 FT TO POB TH N 427.08 FT, TH E 162.71 FT, TH S 427.08
Legal Range	04E
Legal Township	04N
Legal Section	02
Legal Tract	721100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	COHOCTAH
Census Block Group	1
Census Block	1003
Census Tract	721100

Owner

Source: Livingston County records · APN 02-02-100-018

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1782 RICHARDS RD, HOWELL, MI 48855-9345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INC
Jul 29, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	May 21, 1999 · Amount on Record
Deed Document Number	201833103
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1782 RICHARDS RD, HOWELL, MI 48855-9345
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033104
Date	Dec 14, 2018
Instrument	2018R-033104

Lender

Name	MORTGAGE 1 INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1782 RICHARDS RD, HOWELL, MI 48855-9345
Transaction Type	Mortgage
Record Updated	Aug 08, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1782 RICHARDS RD, HOWELL, MI 48855-9345

Mortgage

Document Number	0000020819
Date	Jul 29, 2022
Instrument	2022R-020819

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Cohoctah Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,800 (+1.81%)	$325,600 (+1.81%)
2025	$2,770.00 (+28.36%) Homeowner's exemption	$159,900 (+21.14%)	$319,800 (+21.14%)
2023		$132,000
2021			$264,000
2019	$2,158.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 17, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20

May also be available: Verizon.

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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