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17520 Smith Mill Rd, Smithville, MO 64089 Property Records

Clay County property record for 17520 Smith Mill Rd, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 2,857 sqft · built 2018
Lot Size3.06 acres (133,294 sqft)
Owner2 Individual Names on File
Tax Bill$9,479 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN05-502-00-04-004.00

Property Details

APN / Parcel Number

Primary APN05-502-00-04-004.00
Alternative APNs
  • 5502000400400
  • 327471

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,857 sqft Living Area
1st Floor Area1,911 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area133,294 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address17520 SMITH MILL RD
CitySMITHVILLE
StateMO
Zip64089-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUFFS OF WHISKEY RIDGE LT 4
Legal Range33W
Legal Township53N
Legal Section15
Legal SubdivisionBLUFFS OF WHISKEY RIDGE
Legal Lot Number4
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1015
Census Tract22000

Owner

Source: Clay County records · APN 05-502-00-04-004.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address17520 SMITH MILL RD, SMITHVILLE, MO 64089-4513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK OF KANSAS CITY
Dec 20, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2017
Deed SaleMay 26, 2017
Deed Document Number201717300
Deed Book / Page7971 / 18
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address17520 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17520 SMITH MILL RD, SMITHVILLE, MO 64089-4513

Mortgage

Document Number0000038695
DateSep 07, 2021
Book Page9166/131
Instrument2021038695
Lender
NameFIRST FEDERAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64120
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLAY MO
Recording DateDec 20, 2017
Property Address17520 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Book / Page008111 / 000126
Instrument DateDec 14, 2017
Instrument42917
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address921 AVENIDA PRESIDIO SAN CLEMENTE CA 926722217, SAN CLEMENTE, CA 92672-2217

Mortgage

Document Number0000042917
DateDec 20, 2017
Book Page008111/000126
Instrument42917
Lender
NameFIRST FED'L BK/KANSAS CITY
AddressKANSAS CITY, MO 64120
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term384 Months
DueDec 19, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,479.00 (+8.26%)$133,190 (+9.82%)$701,000 (+9.82%)
2024$8,756.00 (+4.55%)
2023$8,375.00 (+20.16%)$121,280$638,315
2019$6,970.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
United Electric Cooperative
Fiber		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

Based on FCC filings for 29 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSMITHVILLE PWS
serves 10,885 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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