17441 Smith Mill Rd, Smithville, MO 64089 Property Records

Clay County property record for 17441 Smith Mill Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,291 sqft · built 2018
Lot Size	3.56 acres (155,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$538,100 (Jul 2018)
Tax Bill	$7,897 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-04-016.00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-04-016.00`
Alternative APNs	`5502000401600` `327474`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,291 sqft Living Area
1st Floor Area	1,913 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	155,074 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17441 SMITH MILL RD
City	SMITHVILLE
State	MO
Zip	64089-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS OF WHISKEY RIDGE LT 16
Legal Range	33W
Legal Township	53N
Legal Section	15
Legal Subdivision	BLUFFS OF WHISKEY RIDGE
Legal Lot Number	16
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1015
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17441 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 31, 2018	Grant Deed, Subdivision Related Transfer PRIME LNDG
Nov 20, 2017	Warranty Deed, Construction Loan · Construction Mortgage LAWSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	201824650
Deed Book / Page	8249 / 106
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17441 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045230
Date	Nov 23, 2020
Book Page	8876/43
Instrument	2020045230

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Aug 1, 2048

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MO
Recording Date	Jul 31, 2018
Property Address	17441 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Document Number	0000024650
Book / Page	008249 / 000106
Instrument Date	Jul 30, 2018
Instrument	24650
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2018
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17441 SMITH MILL RD SMITHVILLE MO 64089, SMITHVILLE, MO 64089

Mortgage

Document Number	24651
Date	Jul 31, 2018
Book Page	008249/000107
Instrument	24651

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 20, 2017
Property Address	17441 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Document Number	0000039484
Book / Page	8091 / 181
Instrument Date	Nov 14, 2017
Instrument	2017039484
Transaction Type	Construction Loan
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 MW SOEMMA RODGE, RIVERSIDE, MO 64150
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039488
Date	Nov 20, 2017
Instrument	2017039488

Lender

Name	LAWSON BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,897.00 (+12.57%)	$110,960 (+9.22%)	$584,000 (+9.22%)
2023	$7,015.00 (+13.75%)	$101,590	$534,684
2019	$6,167.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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