17560 Smith Mill Rd, Smithville, MO 64089 Property Records

Clay County property record for 17560 Smith Mill Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,610 sqft · built 2018
Lot Size	3.68 acres (160,736 sqft)
Owner	Company Name on Record
Last Sale	$1,166,410 (Aug 2025)
Tax Bill	$7,474 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-04-002.00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-04-002.00`
Alternative APNs	`5502000400200` `327770`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	160,736 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17560 SMITH MILL RD
City	SMITHVILLE
State	MO
Zip	64089-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS OF WHISKEY RIDGE LT 2
Legal Range	33W
Legal Township	53N
Legal Section	15
Legal Subdivision	BLUFFS OF WHISKEY RIDGE
Legal Lot Number	2
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1015
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17560 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jul 10, 2018	Deed of Trust, Mortgage FREEDOM MTG
Nov 1, 2017	Trustee's Deed, Construction Loan · Line of Credit PLATTE VLY BK/MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	May 5, 2017
Deed Document Number	202521582
Deed Book / Page	9999 / 86
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17560 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TTL CO MIDWEST DIVI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17560 SMITH MILL RD, SMITHVILLE, MO 64089-4513

Mortgage

Document Number	0000003774
Date	Feb 27, 2024
Book Page	9696/103
Instrument	2024003774

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank
Address	SMITHVILLE, MO 64089

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17560 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015357
Date	Jun 12, 2019
Book Page	8430/159
Instrument	2019015357

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17560 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005242
Date	Feb 19, 2020
Book Page	8609/75
Instrument	2020005242

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17560 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038310
Date	Oct 13, 2020
Book Page	8831/12
Instrument	2020038310

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17560 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Document Number	0000023065
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	SECURED TITLE/KANSAS CITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	504 NE 192ND ST SMITHVILLE MO 640897108, SMITHVILLE, MO 64089-7108

Mortgage

Document Number	0000023065
Date	Jul 17, 2018
Book Page	008240/000128
Instrument	23065

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	LOUIS, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLAY MO
Recording Date	Nov 1, 2017
Property Address	17560 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Book / Page	008079 / 000114
Instrument Date	Oct 30, 2017
Instrument	37353
Transaction Type	Construction Loan
Record Updated	Nov 30, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	504 NE 192ND ST SMITHVILLE MO 640897108, SMITHVILLE, MO 64089-7108

Mortgage

Document Number	0000037353
Date	Nov 1, 2017
Book Page	008079/000114
Instrument	37353

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,474.00 (+11.57%)	$105,010 (+8.25%)	$552,684 (+8.25%)
2023	$6,699.00 (+12.87%)	$97,010	$510,578
2019	$5,935.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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