17450 Smith Mill Rd, Smithville, MO 64089 Property Records

Clay County property record for 17450 Smith Mill Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,755 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,792 (2023)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-04-006-00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-04-006-00`
Alternative APNs	`5502000400600` `327473`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,755 sqft Total Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	17450 SMITH MILL RD
City	SMITHVILLE
State	MO
Zip	64089-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS OF WHISKEY RIDGE LT 6
Legal Range	33
Legal Township	53
Legal Section	15
Legal Subdivision	BLUFFS OF WHISKEY RIDGE
Legal Lot Number	6
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1015
Census Tract	22000

Owner

17450 Smith Mill Rd is owned and occupied by two individuals who acquired it in November 2018.

Source: Clay County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	17450 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage PLATTE VALLEY BANK OF MISSOURI
Nov 14, 2018	Warranty Deed, Transfer · Line of Credit PLATTE VLY BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018
Deed Sale	Nov 14, 2018
Deed Document Number	2018036975
Deed Book / Page	8319 / 022
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17450 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17450 SMITH MILL RD, SMITHVILLE, MO 64089-4512

Mortgage

Document Number	0000038618
Date	Dec 13, 2022
Book Page	9492/37
Instrument	2022038618

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17450 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006753
Date	Mar 4, 2020
Book Page	8619/44
Instrument	2020006753

Lender

Name	PLATTE VALLEY BANK OF MISSOURI
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 14, 2018
Property Address	17450 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Document Number	0000036975
Book / Page	008319 / 000022
Instrument Date	Jun 29, 2018
Instrument	36975
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1761 MISSION RDG SMITHVILLE MO 64089, SMITHVILLE, MO 64089

Mortgage

Document Number	36976
Date	Nov 14, 2018
Book Page	008319/000023
Instrument	36976

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 13, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,830	$588,579
2023	$6,792.00	$98,360	$517,684
2019	$695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17450 Smith Mill Rd in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17450 Smith Mill Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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