17500 Smith Mill Rd, Smithville, MO 64089 Property Records

Clay County property record for 17500 Smith Mill Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,612 sqft · built 2018
Lot Size	3.11 acres (135,472 sqft)
Owner	2 Trust Names on File
Last Sale	$476,300 (May 2017)
Tax Bill	$7,683 (2024)
Deeds & Mortgages	May 2017 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-04-005.00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-04-005.00`
Alternative APNs	`5502000400500` `327472`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,612 sqft Living Area
1st Floor Area	1,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	135,472 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17500 SMITH MILL RD
City	SMITHVILLE
State	MO
Zip	64089-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS OF WHISKEY RIDGE LT 5
Legal Range	33W
Legal Township	53N
Legal Section	15
Legal Subdivision	BLUFFS OF WHISKEY RIDGE
Legal Lot Number	5
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1015
Census Tract	22000

Owner

17500 Smith Mill Rd is owner-occupied and held in a trust since September 2020.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	17500 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Sep 28, 2020	Quit Claim Deed, Transfer BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Deed Document Number	201714717
Deed Book / Page	7958 / 44
Last Transfer Date	Sep 24, 2020
Transfer Doc	0000035894
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17500 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014879
Date	May 9, 2017
Book Page	7959/022
Instrument	2017014879

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	KANSAS CITY, MO 64120

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Sep 28, 2020
Property Address	17500 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Document Number	0000035894
Book / Page	008814 / 000016
Instrument Date	Sep 24, 2020
Instrument	35894
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17500 SMITH MILL RD SMITHVILLE MO 640894513, SMITHVILLE, MO 64089-4513

Mortgage

Document Number	36151
Date	Sep 28, 2020
Book Page	008816/000007
Instrument	36151

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 27, 2040

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,580	$608,316
2024	$7,683.00 (+10.99%)
2023	$6,922.00	$100,240	$527,578
2019	$5,999.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17500 Smith Mill Rd in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17500 Smith Mill Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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