17561 Smith Mill Rd, Smithville, MO 64089 Property Records

Clay County property record for 17561 Smith Mill Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,824 sqft · built 2020
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,776 (Aug 2022)
Tax Bill	$7,607 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-04-020.00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-04-020.00`
Alternative APNs	`5502000402000` `327480`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	132,858 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17561 SMITH MILL RD
City	SMITHVILLE
State	MO
Zip	64089-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS OF WHISKEY RIDGE LT 20
Legal Range	33W
Legal Township	53N
Legal Section	15
Legal Subdivision	BLUFFS OF WHISKEY RIDGE
Legal Lot Number	20
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1015
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17561 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF THE MIDWEST
May 29, 2020	Deed of Trust, Mortgage FIRST FED'L BK/KANSAS CITY
Mar 19, 2019	Warranty Deed, Transfer · Line of Credit FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Mar 19, 2019
Deed Document Number	202228413
Deed Book / Page	9436 / 127
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 26, 2022
Property Address	17561 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Document Number	0000028413
Book / Page	9436 / 127
Instrument Date	Aug 26, 2022
Instrument	2022028413
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	LAKESIDE TITLE, LAKESIDE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17581 SMITH MILL RD, SMITHVILLE, MO 64089-4513

Mortgage

Document Number	0000028414
Date	Aug 26, 2022
Instrument	2022028414

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17561 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049664
Date	Dec 18, 2020
Book Page	8905/68
Instrument	2020049664

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Bank
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17561 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Document Number	0000017881
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17561 SMITH MILL RD SMITHVILLE MO 640894513, SMITHVILLE, MO 64089-4513

Mortgage

Document Number	0000017881
Date	Jun 3, 2020
Book Page	008695/000057
Instrument	17881

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 19, 2019
Property Address	17561 SMITH MILL RD, SMITHVILLE, MO 64089-4513
Document Number	0000006366
Book / Page	008379 / 000002
Instrument Date	Mar 8, 2019
Instrument	6366
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	SECURED TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	405 5TH ST SMITHVILLE MO 640898728, SMITHVILLE, MO 64089-8728

Mortgage

Document Number	6485
Date	Mar 19, 2019
Book Page	008379/000120
Instrument	6485

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64141-6194

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 18, 2029

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	6484,
Date	Mar 19, 2019
Book Page	008379/000119
Instrument	6484

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,607.00 (+14.62%)	$106,890 (+11.2%)	$562,579 (+11.2%)
2023	$6,637.00 (+854.96%)	$96,120	$505,894
2019	$695.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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